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Displaying blog entries 121-130 of 281

Wallpaper - It’s Back!

by The Hat Team

Wallpaper has been out for a long time, but as most trends do, it is making its way back into homes everywhere.  Wallpaper designs have changed a lot and unlike the dark floral prints of the 80s and 90s, new wallpaper looks more like murals or custom wall art.  So, if you’re thinking about a new look for a room (or several rooms) in your house, you may want to consider using wallpaper instead of paint.  Here are some current popular wallpaper trends to choose from:

  • Eastern Influence - Think Japanese and Indian designs with hand finished patterns; the perfect backdrop for classic decorative designs and geometric prints.


Photo Credit: pinterest.com

  • New Retro - Everything old is new again! Geometric patterns such as chevron, honeycomb, and zigzags are back in vogue in retro colors like orange, teal, and mustard.  Use as the backdrop for your funky mid-century modern furnishings.


Photo Credit: wordpress.com

  • Traditional Florals - Florals inspired by watercolors and oil paintings have been given a more modern look with oversized prints. Plain linens and lush velvets create a beautiful contrast to floral prints.


Photo Credit: archiexpo.com

  • Modern Rustic - Influenced by mother nature, modern rustic wall décor is a beautiful collection of faux textures. Cover your walls with paper that represents the natural beauty of the untamed wilderness and features raised patterns that mimic elements like brick, bamboo, limestone, cork, rock, and wood.


Photo Credit: blackforestdecor.com

  • Quiet Patterns - Create a peaceful, calming landscape with nature-inspired prints in the modern-country style featuring layered designs in a color palette that includes pale tints of gray, taupe, pink, and blue.


Photo Credit: pinterest.com

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

New Year’s Resolutions for Homeowners

by The Hat Team


The holidays are winding down and the new year is upon us. Chances are you are thinking about some personal goals you would like to achieve in 2019, but if you are a homeowner, you might want to add some resolutions to your list regarding your home.  Here are some homeowner resolutions for you to consider in 2019:

  1. Do a HOME INVENTORY and put together a DISASTER KIT for your home.  You never know when disaster may strike, and while it’s no fun to think about, it’s important to be prepared.  Include your home inventory and financial documents in your disaster kit so that you will be ready should the unthinkable happen.  Make sure that your kit is stored in a fireproof, safe place that will be easily accessible if you need it.
     
  2. Think about getting a HOME WARRANTY.  If your appliances are nearing the end of their life cycles, a home warranty could possibly help prevent high costs for replacements.  Just be sure you do your research and read customer reviews regarding different home warranty options.  And always read the fine print so that you don’t get blindsided by exclusions.
     
  3. Thoroughly examine your HOMEOWNER'S INSURANCE You likely got a standard homeowner’s insurance policy to satisfy the lender when you purchased the home, but that does not assure that you are adequately covered. Each policy has unique coverage options and exclusions that you may not be aware of.  Look it over and find out what it does and does not cover and then decide if it is adequate for you or if you need to purchase a different one.
     
  4. Make saving for an emergency a priority.  Sometimes homeowners are blindsided by unforeseen expenses.  An EMERGENCY SAVINGS FUND can be a life saver when that happens!  Think of it as a safety net for your home.  An idea emergency fund will be able to cover several months of expenses.  Don’t let that overwhelm you.   You have to start somewhere.  Just start setting aside a small portion of your income each month and before you know it, you will have a sizeable savings for emergencies.
     
  5. Start building your equity. If you financed your home mortgage, it will be years before you own your home outright.  But there are ways to BUILD EQUITY  faster, which will enable you to enjoy the benefits of homeownership sooner.  Home equity is a valuable asset that can be used to pay for things like home improvements or student loans. 6 Ways to Build Home Equity (and Savings) Faster

If you are not a homeowner yet, but would like to become one in 2019, let Sandra Nickel and her Hat Team of professionals help you find the perfect home!  Call them today at 334-834-1500!

Photo Credit: success.com

Design Trends that Will Make Your House Shine in 2019!

by The Hat Team


With new trends endlessly popping up, it can be challenging to decide what home design projects are worth your time and money.  It will serve you well to research what trends are timeless and what trends have gone by the wayside before investing in updating your home, especially if you are getting ready to put it on the market.  To simplify that process for you, here is a list of five of the hottest home design projects for 2019!

  1. Vintage Lighting - Think less exposed lighting and more pendants and sconces. Brass and copper finishes will also be popular.  Changing light fixtures is a great way to change the whole look and feel of a room.
     
  2. Millennial Pink - Already a hit in the fashion world, this trendy hue is making its way into home décor in unique and creative ways in 2019.  This serene color softens any room and mixes well with other colors and metals.  15 Millennial Pink Accessories for Your Home
     
  3. Copper Accents - Say goodbye to rose gold - popular in 2018, and hello to copper for 2019.  The red and orange tones of copper add an earthy hue to any space. Copper Accents
     
  4. Bucket Sinks - Sometimes called a “trough sink”, the bucket sink is another vintage design trend that designers believe will make a huge comeback in 2019.  Farm-house inspired, these sinks will add a touch of nostalgia and personality to your kitchen and/or bathrooms.
     
  5. 70s Chic - You may have heard the saying “everything old is new again”, and that is so true for 2019!  Along with many other old design trends coming back in style, such as velvet and geometric patterns, the 70s era is going to be well represented in the new year.  Warm palettes, funky textures and abstract silhouettes will make your home feel groovy!

These are just a few of many Home Design Trends that can give your home a whole new aesthetic, and if you’re selling, make it more desirable to buyers in 2019!

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

Photo Credit: trenddesignbook.com

Refinance Now and Save!

by The Hat Team



Sadly, one of the best mortgage programs in our country will cease to exist at the end of December, 2018.  An extremely generous government refinance program called HARP (Home Affordable Refinance Program) is in its final days. It was launched by the US Government during the Obama administration in an effort to assist middle class home owners by offering lucrative access to lower interest rates and reduced payments amidst the Great Recession. Through HARP, you can not only get a lower interest rate, but you can also get a shorter loan term, or change from an adjustable to a fixed-rate mortgage. And guess what?  There is NO minimum credit score required!  

Take advantage of this fantastic program now, before it’s too late…and here is why: the savings you will gain from participating in this program could rival your best investment. Talk about a great deal! Here are some numbers for you: if you are younger than 50, you are restricted to $18,500 in annual 401K contributions.  A contribution in that amount would yield around $2775 in tax relief for the average American.  But HARP could save you $2400 per year - which would leave you with more cash to invest in your 401K.

This program is geared toward America’s middle class.  Only mortgages under $625,000 qualify.  But if you want to take advantage of it you must apply immediately before time runs out.  Reach out to lenders and find out if you qualify by just answering a few questions. The LendingTree platform will allow you to receive quotes from multiple lenders.

Give yourself the gift of extra cash in your pocket this holiday season!  Check out HARP today! 

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

Photo Credit: Zillow.com

A Handy Guide to Hosting Guests During the Holidays

by The Hat Team

It’s that time of year again.  A time for friends and family to come together to celebrate the holidays.  Many of you will be hosting guests in your homes over the next two months and while you are surely delighted to spend time with your loved ones, it can be a stressful time as well.  If you are opening your doors to family members or friends this holiday season, here are some ideas for prepping your home so that you’ll be ready to welcome them with open arms.

Tidy up the house.  Use this as motivation to thoroughly clean your house.  Get rid of clutter, make small house repairs and complete that decorating project you’ve been putting off.

Stock up on food and drinks. Make sure you have different types of beverages and snacks that your guests enjoy. It’s nice for them to be able to easily grab a quick snack whenever they want. Check with your guests to see if they have any food allergies or dietary needs so that you can provide safe and healthy choices for them.

Have activities planned for your guests. Depending on how long they are staying, you may want to plan some special events or activities for your guests.  Whether it’s a shopping excursion, a day at a museum, a holiday concert or just a nice dinner out, your visitors will appreciate your thoughtfulness in keeping them entertained. Click here for a list of fun events happening in the Montgomery area this holiday season: Holiday Events

Be mindful of the little ones. If your guests include children, be sure to plan for them as well.  If you don’t have children, you may want to pick up a game or some arts and crafts to have around for them.  Find out their food preferences prior to their arrival so that you are prepared to accommodate them at meals. 

Provide comfortable sleeping spaces. Be sure to have nice, clean sheets, pillows and extra blankets.  If you have a guest bedroom that has not been used in a while, strip the bed and wash the bed linens so that they are fresh for your guests. 15 Tips for Turning Your Guest Bedroom into a Retreat

Provide toiletries.  The guest bathroom should have soap/body wash, shampoo, conditioner and lotion available for guests. 

Give instructions for electronics. If the guest room has a television, leave written instructions for how to use the remote.

By following these tips and prepping your home ahead of time, you will be able to offer a warm welcome to your guests and enjoy the time you have with them!

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs! Call them today at 334-834-1500!

Photo Credit: frugalandthriving.com.au

Choosing the Right Flooring for Your Home

by The Hat Team

Have you been thinking about redoing the floors in your home?  There are so many flooring options available that it can be confusing and overwhelming trying to decide what you want.  Floors are a significant part of what defines the style and function for every room, so it’s important to make sure you choose something that you not only like, but that will hold up and look good for years to come.  Here are some current flooring trends you may want to consider:

  • BAMBOO

Bamboo flooring has been around for a couple of decades now, but recently advances in manufacturing have strengthened its durability and diversified its appearance.The introduction of super-dense “strand-woven” bamboo means that it can be made into boards that are two and a half times as hard as red oak.Various wood-look styles are available in bamboo as well, meaning there are many options for style.Since it is made from a natural plant, bamboo is eco-friendly. So, if you are environmentally conscious it is a good choice for you.

  • LARGE FORMAT TILE

For a modern style, consider large format tile.Whether you want a rustic stone look, a minimalist, industrial feel or a sleek, high-gloss finish, you can find what you are looking for in large format tile.It can make a small space look larger and can give a more streamlined look to a large space.And with fewer grout lines, it is easier to clean. Large Format Tile Images on Pinterest

  • LUXURY VINYL

When you think of luxury, vinyl is probably not the first thing that comes to your mind.But luxury vinyl is worth looking in to.It’s nothing like the peel-and-stick flooring that people used to install back in the day.It is a new type of flooring that combines a high-end look with the durability of vinyl. Unlike wood, it stands up well to moisture and is therefore great for kitchens, bathrooms and laundry rooms. comes in a variety of looks - from hardwood to stone - and looks so real that people will be surprised to discover it is vinyl!

  • CUT & LOOP CARPET

If you love the comfort of carpet, but want a different look, then cut and loop carpet may provide just what you’re looking for.Using a technique that combines both loops and cut loops, manufacturers can create a carpet with eye-catching patterns that add depth and style to your floors. And, with new technology, carpeting is being produced with softer fibers than in the past.Carpet padding has come a long way as well and offers more protection that it used to.

  • CONCRETE

If a sleek, industrial look is what you’re after, concrete is the way to go. This durable flooring comes in a variety of textures, colors and finishes, so it can complement almost any décor. Concrete floors are long-lasting and easy to clean and maintain.But they are also hard and cold, so you want to keep that in mind when choosing where to use them.They are not going to be comfortable to stand or walk on all day long.

  • AMERICAN HARDWOOD

For beauty and durability, you cannot go wrong with American hardwood.It’s also a great choice for the environmentally conscious.Since it is made here and not shipped from the other side of the world like bamboo, you are reducing your carbon footprint a bit by purchasing wood from trees closer to home.In addition, the United States takes the issue of deforestation seriously, and replenishes forests as they cut trees down. With choices like oak, hickory, maple or heart pine, you can fill your home with warmth and allure while also being environmentally friendly.

If you are in the market to see or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs! Call them today at 334-834-1500!

Photo Credit: consumerreports.org

Cleaning Your Home After Selling

by The Hat Team

SOLD!  What a relief!  Your house is sold and soon you will be moving out.  Pride in ownership means that you will likely want to leave your house in good shape for its new owners. In some states, the Real Estate Purchase Contract may stipulate that the home is to be “swept clean”, meaning the seller should at least sweep the floors and leave walls and ceilings bare.  But the language can often be vague.  Here is a list of cleaning tips for home sellers to help you leave the house reasonably clean and to create a feeling of goodwill toward your buyer:

Cleaning the Interior of the Home Before Moving Out:

  • Remove all personal property.
  • Vacuum the floors.
  • Clean kitchen appliances including the inside of the refrigerator and over.  Wipe down the counters.
  • Scrub sinks and tubs.
  • Wipe down interior cabinets and shelves.
  • Wash tile/vinyl/wood flooring.

Cleaning the Garage Prior to Closing:

  • Remove personal belongings.
  • Throw away trash.
  • Properly dispose of toxic chemicals.
  • Sweep the floor.
  • Stack items pertaining to the home such as paint cans, roofing materials or extra flooring.  Check to make sure the buyer wants the extra materials first.

Basically, you want to leave the home in the condition that you would like to find your new home.  Your buyers will appreciate it!  What Are House Cleaning Expectations When a Seller Moves

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

Photo Credit: tm-cleaning.com

Creating a Fabulous Fall Landscape!

by The Hat Team

First impressions are crucial to successfully selling your home.  The first thing potential buyers notice when they drive past your house is your lawn and landscaping.  If you’re putting your house on the market this Fall, here are some tips for sprucing up your yard to make a fantastic first impression!

  • Rake, rake, rake.  Fall foliage is beautiful and can serve to make your property more attractive to buyers, but a lawn covered in leaves looks sloppy.  Keep up with raking so people notice the beautiful leaves ON the trees, not the dying leaves on the ground.
  • Plant Fall flowers.  A fall garden filled with vibrant color is a great way to add beauty to your yard. Planning a Fall Garden
  • Create a lush lawn by aerating so that water and nutrients can reach the roots. Importance of Fall Lawn Fertilization and Aeration
  • When you do your last mow of the season, make sure to trim grass short.  Shorter grass helps prevent disease.  In addition, fall leaves will blow across your lawn if they have nothing to cling to.
  • Trim ugly limbs.  There is nothing pretty about cracked, diseased or dead limbs. 
  • Get rid of annuals that have lost their luster.  Trim tired perennial foliage down to the ground.  This will prepare them for their next season and will tidy up your flower beds for a neater look.
  • Lay fresh mulch for cooler weather curb appeal.  Choose mulch that is aesthetically pleasing while also providing the benefits that keep your flower beds looking their best.

With summer winding down and fall just around the corner, it’s a good time to start planning for creating beautiful curb appeal that will have potential buyers lining up to see your home!

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs. Call them today at 334-834-1500!

Photo Credit: pinterest.com

Steps for Maintaining Your Historic Home

by The Hat Team

Historic homes are beautiful, and to keep them that way, it’s important to take steps to maintain their old-world charm.  Here are steps you can take to keep your old home properly protected and preserved:

KEEP UP WITH REGULAR MAINTENANCE - Routine maintenance like cleaning and painting (especially the exterior) are vital to minimizing issues that might mean costly repairs. It’s a good idea to develop a maintenance schedule and follow it as best you can.

LIMIT CHANGES - When repairs must be made, try to keep original details intact. For example, if some trim needs to replaced due to rot or infestation, only replace the parts that are damaged. This will save wood and money and help preserve the historic fabric of the house.  If you do have to replace something completely, take photos prior to removing anything so that it can be duplicated to retain the character of the home.

KEEP HISTORIC WINDOWS - If you have early twentieth century (or earlier) windows, you are going to want to keep them. They were made to be repaired, not replaced.  It is possible to make old windows more energy efficient.  Save Big Bucks by Restoring Your Old Windows & Making Them Energy Efficient

TAKE SPECIAL CARE WITH MASONRY -  While brick and masonry are long-lasting components, they will need maintenance and eventually, repairs.  Educate yourself about proper ways to care for and repair them.  Restoration Guide: Masonry and Brick Exteriors

EMBRACE THE QUIRKS - You don’t have to “fix” everything. You can repair and stabilize structural damage while keeping elements that show how your home has aged over the generations.

KEEP HISTORIC INTERIOR FEATURES - While you will surely want to update some aspects of your home, try to hang on to the charming features that make it unique. Things like transoms, paneled doors, moldings and such are features that make your home special.

KEEP PLASTER WALLS - Plaster is a remarkable material that is superior to modern day drywall.  In recent years, preservation contractors have discovered the Benefits of Preserving Plaster Walls. Damaged plaster walls can be repaired, and if necessary, only replace the damaged portions.

CHERISH THOSE OLD HARDWOOD FLOORS - Retaining the old floors in a historic house requires special care.  Be careful not to over-sand them, destroying the antique character in the process. Old floors were hand-planed, and hand-sanding is the best way to maintain their character.  Taking Care of Your Wood Floors

The most important step you can take to maintain your historic home is to educate yourself. Lots of information can be found online and there are Old House Specialists that can help you! Also be sure to check out these regulations for historic homes in Montgomery AL: Historic Designation and the Architectural Review Process

If you are interested in purchasing a historic home in Montgomery, AL let Sandra Nickel and her Hat Team of Professionals assist you with your search.  Call them today at 334-834-1500!

The Price is Right - How to Price Your Home to Sell

by The Hat Team

When preparing to put your home on the market, there are a lot of things you need to think about: deciding if you should make home repairs and improvements, staging your home to impress potential buyers, keeping your lawn and house in prime condition for viewings and prepping to move.  But one of the most important decisions you must make is how much you should ask for your house. Determining the asking price for your home cannot be taken lightly. There needs to be some psychology and strategy used to decide the price that will sell your home in a timely manner and for the most profit.  You and your Realtor should identify and agree upon the approximate value of your property. You can use Comparable Sales of similar properties sold in your neighborhood to help you make this decision.

Next, you need to understand the price range for your list price.  Depending on market conditions, competing properties, time of year or inventory, the price range can fluctuate.  For example, a house with the asking price of $500 K can have a price range of $480 K to $520 K.  Once you have determined your home’s value and have a price range in mind, it’s time to conclude what your asking price will be.  This is where pricing strategies come into play.

- Appeal to multiple buyers - It may be tempting to ask for the highest price you think you can possibly get for your home.  But if you price your property on the lower end of the value range, you will likely appeal to more than one buyer and you might even have a bidding war amongst buyers who want your home.  Chances are you will get more than your asking price if this happens.

- Utilize psychology when choosing your asking price - Be careful of too many zeros.  For example, it is easier for a buyer to process $250 thousand than it is $250,000 - and $250,000.00 is even worse on the eyes. Buyers feel like they are being asked to pay more when there are more zeroes included in the price. It doesn’t change the actual price, but the perception of the price changes.

- Make sure it’s visible in real estate searches - If buyers are looking for three-bedroom homes under $400 K and you have your property priced at $405 K, an automated buyer search for properties under $400 K will exclude your home, meaning you will miss out on a lot of potential buyers. Experienced Realtors  will set up search parameters for buyers that include properties listed a little bit more above their price ceiling.  Keeping in mind that home prices are flexible, buyers could find the perfect match on a home above their limit, but with the possibility that it is in within a reasonable range of price or that it will be reduced.

- Have a price contingency plan before listing your home - You may have very high expectations regarding the worth and appeal of your home. If you insist on asking top dollar for it, you may get lucky (depending on the current market) and get it, or you may not get any full price offers at all. In that case, it’s important to have a contingency plan lined up before you list your home. That way, if you must lower your asking price, you will already be prepared for it and it won’t catch you off guard.

- Be flexible -  Setting an initial asking price is just the beginning of your home selling process.  A lot of different factors may come into play when selling your house, and you won’t be able to anticipate all of them.  Being flexible will allow you to react quickly to changing Market Conditions or new information and you will be more likely to get the best price for your home.

If you are planning to sell your house, contact Sandra Nickel and her Hat Team of professional Realtors and let them assist you in pricing it right for the current market.  Call them today at 334-834-1500.

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