Real Estate Information Archive


Displaying blog entries 1-10 of 43

Montgomery AL Real Estate Tip: Navigating Home Inspections

by The Hat Team

Home inspections are not just for new home buyers!  As we have discussed in previous posts, it is extremely important to have your Montgomery AL real estate inspected professionally on a regular basis – especially if you own one of Montgomery’s many historic properties– to ensure you keep up with any necessary maintenance or repairs.  Professional home inspectors examine existing homes using professional standards as a measure to accurately report their condition to parties involved in a real estate transaction, or to the existing owners looking to repair or renovate.

Home inspectors offer many types of inspections to suit Montgomery ALreal estate owners’ needs – some of these include:

*           - Pre-Listing Inspections

*           - Pre-Purchase Inspections

*           - New Construction Inspections

*           - HUD/FHA Inspections

*           - Multiunit Inspections

*           - Annual Maintenance Checkup

When purchasing a home, it is realistic that a buyer could save thousands of dollars by having a professional home inspection performed.  Moreover, in areas with extreme weather circumstances, inspectors can help locate potential problems or damage that may be hidden to the naked eye.

To learn more about Montgomery AL real estate or for a referral to an experienced home inspector, please call me at 800-HAT-LADY or visit  You may also begin searching for Montgomery AL real estate here!

Montgomery AL Real Estate Podcast

by The Hat Team

This month's edition covers Montgomery real estate market activity and discussions on low interest rates and the buyer opportunities they bring.

Features special guest Terri Murphy of US Learning.

Program length: approximately 6 1/2 minutes


download podcast mp3 file | subscribe to podcast feed


For more information about Montgomery AL real estate, please visit or call me at 800-HAT-LADY.  You may also begin searching for Montgomery homes here!

What Do The Interest Rate Cuts Mean To YOU?

by The Hat Team

The Fed lowered interest rates again this week, and the media again began buzzing about the real estate market.  But – when it comes to you and me – what do these lower interest rates really mean? Here are some examples:

Homeowners: If you already have an adjustable-rate mortgage (ARM) on a home, you could save hundreds of dollars a month if your loan is pegged to Treasury rates, which have fallen considerably thanks to the Fed's recent cuts.  The catch is that many buyers in more expensive areas resort to “jumbo loans,” which are typically pegged to slower-moving indexes that remain elevated.  If you have a fixed-rate mortgage (not a jumbo loan), you could consider the cost of re-financing (think origination fees, appraisal fees, closing costs) against the savings of a lower interest rate for your monthly payment.

Borrowers: Several banks lowered their prime rate, which forms the foundation for car loans, home equity lines and other loans.  But you must carry a whopping $5,000 credit card balance to save just $12.50 annually from a quarter-point rate cut.

Consumers: Lower rates threaten to boost inflation and the price of imports.  So far, inflation has been held in check, and foreign companies generally are holding the line on prices.

Savers: Falling interest rates normally would whack rates on CDs and other savings.  But the cash crunch has spurred many banks to prop up such rates.

Travelers: International vacations and business trips cost more because the dollar has sagged in the wake of the Fed's cuts.  But it could be buoyed if other central banks trim rates.

In short, unless you are about to purchase a new home and can take advantage of the new lower interest rates by locking in a fixed-rate mortgage now, you may not end up seeing a whole lot of benefit to the interest rate cuts.

For more information about Montgomery AL real estate, please visit or call me at 800-HAT-LADY.  You may also begin searching for Montgomery homes here!

2301 Plum Street, Montgomery AL 36107

by The Hat Team

Great starter home or investment property. Has covered patio, carport, and detached storage building. Currently lease until 4/30/08 for $585/mo.

For more information, visit our website, and click here to search all Montgomery homes for sale.

579 Rosa L Parks Ave, Montgomery AL 36108

by The Hat Team

Absolutely pristine "Jim Walters" home only 8 years old and recently COMPLETELY updated with new everything. Beautiful kitchen with all new appliances, laundry room with deluxe front loading washer and cool dryer with top rack flat drying system. LR, DR, and hallway have new hardwood laminate flooring, baths have new fixtures, and all 3 bedrooms have new carpet. Bonus room could be 4th bedroom, but has no closet. Interior has new paint, like new ceiling fans. This one is priced right and move-in ready!

For more information on this home or other Montgomery  real estate, visit, or give us a call for more personal service, 800-428-5239. To receive email notification of homes for sale as they hit the market, click here.

1523 St Charles Avenue, Montgomery AL 36107

by The Hat Team

Welcome to Historic Capitol Heights. Typical bungalow with expansive front porch. Recently remodeled with new wiring and new plumbing. The updated kitchen has large laundry room, built in microwave and new stove. Roof recently replaced. The large center hallway connects the living room, kitchen and bedrooms. This is a must see to believe. 

For more information on this home or other Montgomery AL real estate, visit Interested in knowing when new homes come on the market? Click here.

3377/3379 Lexington Road, Montgomery AL 36105

by The Hat Team

Montgomery Home for Sale

Spacious duplex in historic district. Ideal for owner to live in one side and rent out other. Attic partially floored. Detached garage. Upgrades done on both sides to include carpet, paint, kitchen floor and entire new HVAC on 3377 side.

For more information on this home or other Montgomery AL real estate, visit Interested in knowing when new homes come on the market? Click here.

Preventing Identity Theft In Midtown Montgomery

by The Hat Team

Identity Theft

Victims of Identity theft spend more than 175 hours remedying the damage to their credit.

We don't want this to happen to you!

Get your FREE Identity Theft Prevention and Response Manual.

To learn all about Montgomery AL real estate, visit our website, HatTeam.comYou may also begin searching for Montgomery AL homes here.

Old Cloverdale Prime for Real Estate Bounce-Back!

by The Hat Team

In this article from, Montgomery AL is listed #5 on the list of top 10 American cities that are poised for a real estate bounce back. 


Specifically, the article mentions that the economy of Old Cloverdale (home to the Hat Team office!) is benefiting from the recent surge in hiring of government employees.  


As this mention in the national media clearly illustrates, now is a great time to purchase a home in Montgomery AL.  I would love to help you get started and show you why the Cloverdale area is a great place to live.  Visit or call me at 800-Hat-Lady to get learn more about Montgomery AL real estate.  If you are interested in investing in the Montgomery area, visit 

Consumer Confidence Index Drops Lowest in Two Years

by The Hat Team is reporting that, despite last week’s interest rate cut, the consumer confidence index was the lowest it has been this September since November 2005.  The decline is mainly attributed to declining home values, a deteriorating labor market, and tougher borrowing standards for home loans.


Unfortunately, where interest rates care concerned, "When the news is good, that's bad.  And when the news is bad (like the slippage in consumer confidence), that's ultimately good!" Given the multitude of factors leading to the declining trend in consumer confidence, could more cuts from the Fed be in store? 


Read the full article here


Despite the national market trends, this is still a great time to consider purchasing a home in Montgomery.  Please call me at 800-HAT-LADY for all of your Montgomery AL real estate needs.  Or you can visit my web site and sign up to receive automated emails of new Montgomery AL listings that meet your criteria!

Displaying blog entries 1-10 of 43




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