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Montgomery AL Foreclosure Trends - October 2011

Thursday, December 1, 2011
by The Hat Team

There were 882 Montgomery AL foreclosure homes for sale with 1 in every 796 housing units receiving a foreclosure filing in October 2011. The average selling price of a Montgomery AL home was $121,760 and the average foreclosure selling price was $52,416, a $69,344 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.07% in October while the number of foreclosed homes increased from 95 in September to 122 in October.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.05% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of October.

 

montgomery al foreclosure 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased from 53 homes in September to 55 in October. The number of Auctions increased from 42 to 67. There is a 6-month rising trend.

 

montgomery al foreclosure 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Thanksgiving Thoughts from The Hat Team

Friday, November 18, 2011
by The Hat Team

happy thanksgivingThanksgiving is a time to reflect on the changes, to remember that we, too, grow and change from one season of life to another.  - Author unknown

Sarah Joespha Hale, author Mary Had a Little Lamb, campaigned vigorously for 20 years to have Thanksgiving made a national holiday.  Five presidents turned a deaf ear to her pleas, but Abraham Lincoln listened, and on October 3, 1863, he declared that the last Thursday in November would be a national holiday.  Sarah was also the one who urged that the Thanksgiving feast include such foods as turkey, stuffing, pumpkin pie, cranberry sauce, and mashed potatoes of two kinds.  Sound familiar?

And speaking of food, are you thankful for the abundance of our planet?  Show your gratitude by implementing these “green” suggestions for your holiday meal:

  • Use organic cranberries, sweet potatoes, and pumpkin
  • Shop at a famers’ market
  • Start a compost pile with all your leftovers

Click here for other earth-friendly holiday ideas.

Interested in giving traditional foods a modern twist?  Try baby greens with fennel, wheatberry stuffing, and wild mushroom gravy.  What about shredded Brussels sprouts or cranberry spinach salad?  For recipes for these dishes and other updated foods, visit the web sites of Good Housekeeping and Allrecipes.

What do you get when you divide the circumference of a pumpkin by its diameter?  Pumpkin Pi!

 ”Thanksgiving, after all, is a word of action.”
William Jennings Bryan

Giving back…Thanksgiving is a perfect time to share our blessings with those less fortunate than we are and to spread the spirit of friendship and community.  Opportunities for helping others during the holiday season are many and can involve one individual or the entire family.  Some ways to foster goodwill and embrace the idea of sharing include:

  • Collecting and contributing non-perishable foodstuffs for a local food bank.
  • Giving money to local agencies who feed the hungry.
  • Volunteering your time to sort supplies, set up and/or clean up, or serve meals on Thanksgiving Day.
  • Inviting a neighbor who lives alone to join you for dinner.
  • Taking a warm plate of Thanksgiving food--and a big smile--to a shut-in.
  • Contributing to holiday food collection bins in grocery stores.
  • Purchasing pre-packaged boxes of food (generally under $10.00) to be distributed by local grocers.
  • Checking with your local place of worship to see where you help is most needed.

support our troopsAnd remember our military personnel… by contacting A Million Thanks, a year-round campaign to show our appreciation for our U.S. military men and women, past and present, for their sacrifices, dedication, and service to our country through our letters, emails, cards, and prayers.  Over 5 million pieces of mail have been sent to date.  Zazzle will send free holiday cards to military folks, and Coupons to Troops has a great program in which you donate unwanted or expired coupons to military families living overseas.

HAPPY THANKSGIVING TO ALL!  Remember to be grateful for what you have and to “give thanks for unknown blessings already on the way.”  (Native American saying)

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Montgomery AL Foreclosure Trends - Sept 2011

Wednesday, November 2, 2011
by The Hat Team

There were 973 Montgomery AL foreclosure homes for sale with 95 new foreclosures in Sept 2011. The average selling price of a Montgomery AL home was $129,586 and the average foreclosure selling price was $59,568, a $70,018 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.11% in September while the number of foreclosed homes increased from 80 in August to 95 in September.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.07% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of September.

montgomery al foreclosure

 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 55 homes in August to 53 in September. The number of Auctions increased from 25 to 42. There is a 6-month falling trend.

montgomery al foreclosure

 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Midtown Montgomery Real Estate Trends - Sept 2011

Friday, October 28, 2011
by The Hat Team

A buyer purchasing a typical American home at the prevailing average mortgage rate today would have a mortgage payment of  $698 a month. This figure is not much different from what a home buyer would have faced 30 years ago. In 1981, home prices were much lower but mortgage rates were reaching 18 percent. Today, home prices have come down by about 33 percent on average from the bubble years, but prices still remain comfortably higher than those of the 1980s. However, thanks to record low mortgage rates, the monthly payment obligations have been greatly reduced. This should be good news and bring new buyers into the market. However, very tight underwriting standards, unfortunately, are keeping some good, hard-working Americans from taking advantage of the super affordable conditions.

Now take a look at how the Midtown Montgomery real estate market performed in September.

Midtown Montgomery real estate sales statistics for September show the average sales price decreased by 14% to $143,362 when compared to September 2010.  The number of homes sold decreased by 4% in September 2011.  The median sales prices decreased by 5%, and market times increased 25% or 45 days.  The highest selling home price decreased by 7%, and the lowest selling home price decreased by 99%.

Midtown Montgomery September 2011 September 2010
Homes Sold 24 25
Average Selling Price $ 143,362 $ 166,118
Median Selling Price $ 130,500 $ 137,000
Days On The Market 179 134
Highest Selling Price $ 425,000 $ 455,000
Lowest Selling Price $ 1 $ 6,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery Halloween Happenings

Friday, October 21, 2011
by The Hat Team

halloweenThere's a goblin at my window,
A monster by my door.
The pumpkin at my table
Keeps on smiling more and more.
There's a ghost who haunts my bedroom,
A witch whose face is green.
They used to be my family,
Till they dressed for Halloween.
- by Sandra Liatsos

It’s nearly that time of year again—Halloween, a time of ghosts and ghouls, tricks and treats, and costumes and candy!  Did you know that Halloween is second only to Christmas in terms of spending?  Yep--$1.2 million on costumes and another $2.5 million on candy, decorations, and other themed paraphernalia! 

Other little-known facts include:

  • 86% of Americans decorate their houses.                                                  
  • 10% of pet owners costume their pets. (Click here for unique ideas)
  • 35 million pounds of candy corn are produce yearly. (How many are consumed in your Montgomery home?)

Halloween traditions are many and varied.  “Tis the night for donning a costume, wearing a mask, bobbing for apples, and, the children’s favorite—trick-or-treating.  Looking for something different to give to the little ones coming to your Montgomery home this year?  How about juice boxes, mini-marshmallows, popcorn balls, fruit roll-ups, 4 pack crayons, small glo-sticks, silly erasers, themed pencils, or goldfish snacks?

witchGhoulish Groaners:  

What is a mummy’s favorite music?    Wrap
Best Halloween insurance?  Mediscare
Favorite drink of ghosts and goblins?  Ghoulade    

Carving a Jack-o-Lantern: 

Be your pumpkin orange, white, green, and yes, even blue, you want the face on the porch of your Montgomery home to be individual and unique.  Get free templates to assist you in carving or for cut and paste faces here.

If you see a spider on Halloween, the spirit of a loved one is watching over you.

Costumes: 

Forget the old standbys of ghost and witch.  Get creative and think about the unusual.  A bearded lady? A cupcake?  Or perhaps popcorn or an aquarium?  Although the web is filled with sites which sell costumes, you can express yourself by making your own garb.  Check out CostumeIdeaZone.com for silly, serious, and/or super fast ideas.

scarecrowA kid came up with a bright idea to dress up as an IRS Agent. This way he could take 28% of the man's candy and leave without saying 'Thank You!' J)))

PROJECTS AND ACTIVITIES FOR THE YOUNG AND YOUNG AT HEART CAN BE FOUND AT Caboose.com, Halloween.com, ZombiePumpkins.com, and TheTeachersCorner.net.  For creative ideas such as wicked wreaths, friendly ghosts, fright lights, tasty treats, and much, much more, visit LowesCreativeIdeas.com.

HAPPY HALLOWEEN!  

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Montgomery Open Houses - Oct 9 2011

Thursday, October 6, 2011
by The Hat Team

Please join us for a tour of these beautiful Montgomery homes...

Sunday, October 9, 2011
1:00 - 3:00PM

3136 s perry


3136 S Perry Drive
3 Bedrooms, 2 Baths
$88,000
Period details you won't want to miss!

 

 

41 mountain terrace




41 Mountain Terrace Lane
2 Bedrooms, 2 Baths
$285,000
Former 'Parade Of Homes' model!

 



536 jasmine

536 Jasmine Trail
4 Bedrooms, 2.5 Baths
$315,000
Luxurious living!







Learn what makes Montgomery a special place to live!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.


Add Comment

Montgomery AL Foreclosure Trends - August 2011

Thursday, September 29, 2011
by The Hat Team

There were 1,008 Montgomery AL foreclosure homes for sale with 80 new foreclosures in August 2011. The average selling price of a Montgomery AL home was $152,124 and the average foreclosure selling price was $82,798, a $69,326 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.27% in August while the number of foreclosed homes decreased from 92 in July to 80 in August.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.10% lower than national statistics. 0.02% higher than Alabama and the same as Montgomery County statistics for the month of August.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 68 homes in July to 55 in August. The number of Auctions increased from 24 to 25. There is a 6-month falling trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Midtown Montgomery Real Estate Trends - August 2011

Friday, September 23, 2011
by The Hat Team

A number of research studies have shown that home ownership provides social and societal benefits. Not only is home ownership one of the best ways to build long-term wealth, providing resources for a more comfortable retirement, but it also fosters an immeasurable sense of community and stability vital to growing families.

NAR’s "Social Benefits of Homeownership and Stable Housing" report reveals that home owners are happier and healthier. They tend to vote more, volunteer more and contribute more to their neighborhoods. Home owners do not move as frequently as renters, which encourages more neighborhood stability, and children of home owners are more likely to participate in organized activities and spend less time in front of the television.

Now take a look at how the Midtown Montgomery real estate market performed in August.

Midtown Montgomery real estate sales statistics for August show the average sales price decreased by 13% to $112,293 when compared to August 2010.  The number of homes sold was consistent with August 2010.  The median sales prices decreased by 16%, and market times increased 11% or 13 days.  The highest selling home price increased by 18%, and the lowest selling home price decreased by 19%.

Midtown Montgomery August 2011 August 2010
Homes Sold 29 29
Average Selling Price $ 112,293 $ 129,283
Median Selling Price $ 94,000 $ 112,500
Days On The Market 122 109
Highest Selling Price $ 465,000 $ 380,000
Lowest Selling Price $ 12,000 $ 14,900

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

Add Comment

Montgomery AL Foreclosure Trends - July 2011

Friday, September 2, 2011
by The Hat Team

There were 1,069 Montgomery AL foreclosure homes for sale with 92 new foreclosures in July 2011. The average selling price of a Montgomery AL home was $146,582 and the average foreclosure selling price was $76,628 a $69,953 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.55% in July while the number of foreclosed homes decreased from 100 in June to 92 in July.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.07% lower than national statistics. 0.01% higher than Alabama and the same as Montgomery County statistics for the month of July.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased from 64 homes in June to 68 in July. The number of Auctions decreased from 36 to 24. There is a 6-month falling trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Add Comment

Midtown Montgomery Real Estate Trends - July 2011

Friday, August 26, 2011
by The Hat Team

At least one fear was not realized amid last week’s stock market meltdown according to CNNMoney.com: the concern that mortgage rates would immediately shoot higher in response to Standard & Poor's downgrade of Fannie Mae and Freddie Mac, the government-sponsored entities that are the 800-pound gorillas of the mortgage market. In fact, the initial response to Fannie and Freddie getting cut to AA+ from AAA was precisely the opposite. Mortgage rates were poised to continue declining.

Mortgage rates are set off of the interest rates on U.S. Treasury notes and bonds. Even though Standard & Poor's pulled its AAA rating of the United States, investors still rushed into U.S. Treasury securities as a safe haven, believing more in the "full faith and credit of the United States" than in the opinion of Standard & Poor's credit analysts. As investors snapped up Treasury notes and bonds they pushed down interest rates on those securities, which move inversely to prices.

Analysts warn the drop in interest rates may not last. If investment flows were to move back into stocks and out of bonds, interest rates on Treasury securities, and consequently mortgages, would rise. "Over the long-term, if the U.S. has to pay more in interest rates, consumer rates will likely go up," said Greg McBride, senior financial analyst for Bankrate.com.

For now, lower mortgage rates may offer only limited benefits to American consumers. Banks' lending standards have been tough recently, and consumers need the wherewithal to qualify for loans. That appears increasingly difficult as the economy continues to sputter.

Now take a look at how the Midtown Montgomery real estate market performed in July.

Midtown Montgomery real estate sales statistics for July show the average sales price decreased by 18% to $114,292 when compared to July 2010.  The number of homes sold increased by 36% in July.  The median sales prices decreased by 10%, and market times increased 10% or 15 days.  The highest selling home price decreased by 36%, and the lowest selling home price decreased by 43%.

Midtown Montgomery July 2011 July 2010
Homes Sold 25 16
Average Selling Price $ 114,292 $ 138,794
Median Selling Price $ 100,000 $ 110,950
Days On The Market 155 140
Highest Selling Price $ 320,000 $ 500,000
Lowest Selling Price $ 4,000 $ 7,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

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