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Montgomery AL Real Estate For Sale: 700 Eliza Place

Saturday, August 31, 2013
by The Hat Team

Montgomery AL Real Estate For Sale:

700 Eliza Place, Montgomery AL 36109
MLS# 303860

Start Living The Good Life!

700 Eliza Place Montgomery AL


This custom built garden home sits on a convenient corner lot with side entry double garage. Meticulous owners ensure that this property has been well maintained and cared for, so all you have to do is move in and start living the good life. Great floor plan includes large living room and formal dining room, and an open kitchen with a center island, built-in work space, and breakfast nook. There is even a sitting/keeping area off the kitchen for casual living. Split plan means owners and guests (or children) are somewhat separated. AND, while there is some yard space, and outdoor living on the side yard, it is all easy to maintain. Call today for your private tour of this perfectly priced patio home!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Home For Sale: 1468 Woodley Rd

Friday, August 30, 2013
by The Hat Team

Montgomery AL Home For Sale:

1468 Woodley Rd, Montgomery AL 36106
MLS# 303857

Completely Renovated Home Offering Lots Of Privacy!


Give up lots of yard without compromising interior space. This completely renovated home is tucked away in a cozy cul-de-sac and provides much privacy. Comfortable great room with fireplace opens to kitchen/breakfast area with travertine and granite. Spacious master bedroom and bath downstairs and two more guest bedrooms and a bath up. Covered rear patio makes a great outdoor living space, and the over-sized detached garage could serve many uses (workshop, home office space, man "cave", etc.) There is even a raised garden on the side for fresh herbs and veggies.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Foreclosure Trends - July 2013

Friday, August 30, 2013
by The Hat Team

In July, the number of properties that received a foreclosure filing in Montgomery, AL was 96% higher than the previous month and 8% lower than the same time last year, according to RealtyTrac.com.

Montgomery AL Foreclosure Discount

The median sales price of foreclosed homes is $25,991 less than regular homes.

montgomery al foreclosure


Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was the same as national statistics, 0.04% higher than Alabama and the same as Montgomery County statistics in July 2013.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased 100.0% compared to June and dropped 24.2% compared to July 2012. The number of Auctions increased 91.7% compared to June and decreased 21.1% from July 2012.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.
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Find the "Right" Agent Before the "Right" Home

Thursday, August 29, 2013
by The Hat Team

It’s a common practice for buyers to make a list of what they want in a home during the search process and to explain it to their agent. However, maybe the first list they should make would have the skills they want their agent to have.

what buyers wantThe Profile of Home Buyers and Sellers identifies what buyers want most from their agents and as you’d expect, help with finding the right home was ranked highest most often. While it is important, it may not be the most unique of the desired area of expertise.

Equally essential to the success of the transaction are the combination of help with price and terms negotiations and assistance with the paperwork, comparable sales, qualifying and financing.

To summarize the responses in the survey, Buyers want help from their agents with two things: to find the right home and to get it at the right price and terms. Some agents are actually better equipped with tools and acquired knowledge to assist buyers with financial advice and negotiations.

Since an owner’s cost of housing is dependent on the price paid for the home and financing, a real estate professional skilled in these specialized areas can be invaluable in finding the “right” home. An agent’s experience and connections to allied professionals and service providers is irreplaceable.

Ask the agent representing you to specifically list the tools and talent they have to address these areas.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Midtown Montgomery Real Estate Market Trends - August 2013

Sunday, August 25, 2013
by The Hat Team

The cost of buying a Montgomery AL home is going up. What's behind the rise in interest rates? Is now still a good time to buy? Here's an interesting video explaining a little bit about why mortgage rates are rising. There's also a little bit in here about how "staying on the fence" could lead to a higher monthly payment.

Rates are still historically low and it's a great time to buy. Wondering if now is the time for your to buy a Montgomery AL home? Give us a call! We’ll help lay out your options so you can make an informed decision.

Take a look at sales figures in our local real estate market for July 2013.

Midtown Montgomery real estate sales statistics for July 2013 show the number of homes sold decreased by 6% when compared to July 2012. The average sales price increased by 9% to $137,013 for the month. The median sales prices increased by 5%, and market times decreased by 9 days from July 2012.  The highest selling home price increased by 31%, and the lowest selling home price increased by 40% from July 2012.

Midtown Montgomery July  2013 July 2012
Homes Sold 33 35
Average Selling Price $ 137,013 $ 125,325
Median Selling Price $ 107,500 $ 102,500
Days On The Market 109 118
Highest Selling Price $ 750,000 $ 517,500
Lowest Selling Price $14,980 $ 9,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Should You Be Investing In Montgomery AL Real Estate?

Saturday, August 10, 2013
by The Hat Team

If you're thinking about investing in a rental property, experts say low home prices combined with low interest rates make this the best time in years to become a real-estate investor.  Couple this with the increase in potential renters due to foreclosures and the recent shaky economy, and you may well decide to become a first-time investor in Montgomery AL real estate. 

houseIt isn’t difficult to get into the real estate investing world. In fact, it’s rather easy. But it does require being smart and dedicated—and avoiding easy-to-make mistakes. These tips for a first time real estate investor should be beneficial in helping you become more knowledgeable and competent in sidestepping common pitfalls.

  • Tip 1:  Educate yourself:  Visit numerous online sites, consult with seasoned investors of Montgomery AL real estate, become familiar with terms and jargon, investigate lending procedures, explore possible locations, and analyze your personal financial situation.  Carefully researched knowledge will keep unpleasant surprises at bay.
     
  • Tip 2:  Formulate a plan:  Most experts advise first-timers to limit their initial investments to residential Montgomery AL real estate (many recommend concentrating on foreclosures) and to know in advance how much of a “fixer-upper” they want to take on.  Predetermining preferred locations (think in terms of schools, insurance rates, job availability, taxes, amenities, etc.) is also essential, as is deciding whether you will manage the property yourself.
     
  • Tip 3:  Get your ducks in a row:  Speak to potential lenders or even a financial planner about whether you have enough assets to handle the ups and downs that could come with investing. Even if you plan to rent out the property, count on paying the mortgage whenever there's a vacancy.  It’s certainly a good idea to get pre-approved for an investment property loan.  It’s also useful to line up individuals/companies who can take care of various maintenance needs before you need their services for your Montgomery AL investment real estate.
     
  • Tip 4:  Be patient, but persevere:  As the market recovers, finding the “perfect” property is becoming more difficult, but it is not impossible.  Once you figure out where to look, you’ll be able to find them more easily, and you’ll start making money!  Be forewarned: there will be numerous high and low points in your stint as an investor, but if you are confident about your plan and are determined to work towards it, odds are you’ll succeed!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Real Estate: 1314 S Hull St

Tuesday, August 6, 2013
by The Hat Team

Montgomery AL Real Estate:

1314 S Hull St, Montgomery AL 36104
MLS# 303305

No More Student Loan Debt!

1314 S Hull St Montgomery AL

Grab this Garden District triplex as an owner occupant and you can move in for  as little as 3.5% down and payments so low your rents will more than cover them.  So YOU live rent-free and use your hard earned money for going to school!  What’s more, you’ll be building equity and developing the all-important skill of thinking like an entrepreneur!  Just reduced over $20,000 so call now.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

It Can't Hurt To Wait? Can It?

Wednesday, July 31, 2013
by The Hat Team

It’s been said that more money has been lost due to indecision than was ever lost because of a bad decision. Regardless of whether you agree with the statement, delaying the decision to buy in today’s market is going to cost the buyer more. 

waitHome prices have gone up considerably in almost every market in the country in the past year and while inventories are beginning to grow, prices are expected to continue to rise. Mortgage rates jumped 1% from the beginning of May to now. They could easily reach 5% by the end of the year and continue to rise in 2014.

Many of the financial experts in the country believe that the economy will not be strong until rates are in the 7% area.

The two components that move the cost of housing are price and mortgage rates. Escalation of either one will have an affect but when both are going up simultaneously, it is dramatic. It can literally eliminate buyers who could have purchased earlier.

The following example shows what would happen to the payments on a $200,000 home if the price were to go up 3% at the same time that the mortgage rates went up 1%. Not only would the payments go up by $150.81 per month, the price of the home would be $6,000 more. Even though the down payment may not change much, the new owner would have to borrow more money. By not acting, it is costing them more in price and payment. The loss of the appreciation would have been equity had they purchased prior to the rise in price.

Check out the Cost of Waiting to Buy to see what the effect will be using your own projections.

cost to wait

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Montgomery AL Foreclosure Trends - June 2013

Sunday, July 28, 2013
by The Hat Team

In June, the number of properties that received a foreclosure filing in Montgomery, AL was 66% lower than the previous month and 54% lower than the same time last year, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

montgomery al foreclosure


Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.05% lower than national statistics, 0.01% higher than Alabama and the same as Montgomery County statistics in June 2013.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties declines 75.0% compared to May and decreased 28.6% compared to June 2012. The number of Auctions decreased 44.2% compared to May and 66.2% from June 2012.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.
Add Comment

Midtown Montgomery Real Estate Market Trends - July 2013

Saturday, July 20, 2013
by The Hat Team

New data on Americans’ rising net worth is good news for the economy. Figures from the National Association of Realtors® show household net worth has completely bounced back from the recession and reached a new peak of over $70 trillion in the first quarter of 2013. Midtown Montgomery stats improved too. During the recession, household and non-profit net worth dropped by more than $15 trillion.

So what is fueling the increase? NAR research points to recovering home and stock prices and a reduction in debt as the driving forces. Real estate accounts for $18 trillion of the $83 trillion in household assets, and owner’s equity in household real estate is $9 trillion of the $70 trillion in net worth. Find out what your home is worth.

Take a look at sales figures in our local real estate market for June 2013.

Midtown Montgomery real estate sales statistics for June 2013 show the number of homes sold were the same when compared to June 2012. The average sales price increased by 28% to $151,562 for the month. The median sales prices increased by 17%, and market times decreased by 3 days from June 2012.  The highest selling home price increased by 31%, and the lowest selling home price decreased by 9% from June 2012.

Midtown Montgomery June  2013 June 2012
Homes Sold 35 35
Average Selling Price $ 151,562 $ 109,062
Median Selling Price $ 85,000 $ 71,000
Days On The Market 121 124
Highest Selling Price $ 600,000 $ 415,000
Lowest Selling Price $ 9,100 $ 10,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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