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Montgomery AL Foreclosure Trends - August 2011

Thursday, September 29, 2011
by The Hat Team

There were 1,008 Montgomery AL foreclosure homes for sale with 80 new foreclosures in August 2011. The average selling price of a Montgomery AL home was $152,124 and the average foreclosure selling price was $82,798, a $69,326 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.27% in August while the number of foreclosed homes decreased from 92 in July to 80 in August.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.10% lower than national statistics. 0.02% higher than Alabama and the same as Montgomery County statistics for the month of August.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 68 homes in July to 55 in August. The number of Auctions increased from 24 to 25. There is a 6-month falling trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery Real Estate For Sale: 536 Jasmine Trail Prattville, Al 36066

Wednesday, September 28, 2011
by The Hat Team

Montgomery Real Estate For Sale: 536 Jasmine Trail Prattville, Al 36066

MLS#287495 

Fabulous Silver Hills home that is so pristine you'll think it's brand new! Seriously! One step into the foyer and you will see beautiful crown molding, grand columns and arches, and trey ceilings in almost every room. The gourmet kitchen is a cook's delight with granite breakfast bar and plenty of room for the whole family to gather. The screened in back porch opens onto a spacious brick patio, perfect for entertaining and complete with it's own water fountain, that overlooks the professionally landscaped (and professionally maintained) backyard. There's tons of storage in the attic above the immaculate garage. There are so many custom details that you have to come see for yourself!

Learn more about 536 Jasmine Trail and other Montgomery Real Estate by visiting HatTeam.com.

 

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Midtown Montgomery Real Estate Trends - August 2011

Friday, September 23, 2011
by The Hat Team

A number of research studies have shown that home ownership provides social and societal benefits. Not only is home ownership one of the best ways to build long-term wealth, providing resources for a more comfortable retirement, but it also fosters an immeasurable sense of community and stability vital to growing families.

NAR’s "Social Benefits of Homeownership and Stable Housing" report reveals that home owners are happier and healthier. They tend to vote more, volunteer more and contribute more to their neighborhoods. Home owners do not move as frequently as renters, which encourages more neighborhood stability, and children of home owners are more likely to participate in organized activities and spend less time in front of the television.

Now take a look at how the Midtown Montgomery real estate market performed in August.

Midtown Montgomery real estate sales statistics for August show the average sales price decreased by 13% to $112,293 when compared to August 2010.  The number of homes sold was consistent with August 2010.  The median sales prices decreased by 16%, and market times increased 11% or 13 days.  The highest selling home price increased by 18%, and the lowest selling home price decreased by 19%.

Midtown Montgomery August 2011 August 2010
Homes Sold 29 29
Average Selling Price $ 112,293 $ 129,283
Median Selling Price $ 94,000 $ 112,500
Days On The Market 122 109
Highest Selling Price $ 465,000 $ 380,000
Lowest Selling Price $ 12,000 $ 14,900

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery Real Estate For Sale: 2341 Yancey Avenue Montgomery, Al 36107

Thursday, September 22, 2011
by The Hat Team

Montgomery Real Estate For Sale: 2341 Yancey Avenue Montgomery, Al 36107

MLS#287388

Wonderful investment opportunity with 3 rental units. Original main house has 3 bedrooms and 2 bath, upstairs apt is a 1 bedroom/1 bath, and the detached cottage is a 1 bedroom/1 bath. Main unit and rear unit need total updating, upstairs apt is actually rented. A lot of property for the money, and could be a nice income producing property with a little TLC. Sold as--is. Cash or owner financing available. call listing agent for more information regarding owner financing terms.

Learn more about 2341 Yancey Avenue and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery Real Estate For Sale: 3287 Wilmington Road Montgomery, Al 36105

Tuesday, September 20, 2011
by The Hat Team

Montgomery Real Estate For Sale: 3287 Wilmington Road Montgomery, Al 36105

MLS#287327

Loads Of Potential In This Short Sale! Bring your paintbrush and tools as you'll need them to make this potential-filled house your next home. Lots of space, nice corner lot, huge master suite upstairs with auxiliary cooling. All appliances remain including washer and dryer to keep your up-front cash needs low. Hardwood floors under carpet on first floor. Security doors, too!

Learn more about 3287 Wilmington Road and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery Real Estate For Sale: 2024 Hazel Hedge Lane Montgomery, AL 36106

Monday, September 19, 2011
by The Hat Team

Montgomery Real Estate For Sale: 2024 Hazel Hedge Lane Montgomery, AL 36106

MLS#287290

Fantastic Short Sale Investment! Life can be easy! Updated single story end unit townhome perfect for downsizing or second home if you're here alot--much cheaper than renting and a great lifestyle, too! Investors, this property currently rents for $875. By my reckoning, it should cash flow nicely with as little as 15% down on a 6% 15Y loan. And $50/month takes care of the yard thing. That's easy!!

Learn more about 2024 Hazel Hedge Lane and other Montgomery Real Estate by visiting HatTeam.com. 

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Questions To Ask Before Buying Montgomery AL Real Estate

Friday, September 16, 2011
by The Hat Team

So your life circumstances indicate that now is the time for you to buy a piece of Montgomery AL real estate. Perhaps this will be your first home or you need a larger space to accommodate a growing family. You may be in search of a better school district or be forced to move because of your job. Whatever the reason for your housing search, there are four basic areas you need to investigate and specific questions you should ask before making a final decision on any house.

WISH LIST:

Before you actually tour any Montgomery AL real estate, you should determine exactly what you are looking for by asking yourself (and your family members) questions such as “What type of house do I want”? How much space will I need? What type of community and amenities are important to me? How much can I realistically afford to pay?

LOCATION:

Once you have narrowed down your neighborhood choices, do further exploration of these locations by asking about zoning, since apartments and commercial/industrial buildings lower the real estate value of homes. Is the appearance of the community appealing? Does the school district have a good reputation/rating? What about noise? Consider nuisance factors such as traffic sounds, barking dogs, railroad tracks, etc.--anything that will disturb or annoy you on a recurring basis. Ask, too, about property easements, commuting time to and from work, and demographics. Will you be the only family with young children or the sole 50+ resident in the neighborhood?

CONDITION OF THE MONTGOMERY AL REAL ESTATEquestion mark:

In order to determine and structural or maintenance issues, ask about the age of the house, roof, and appliances. What kind of foundation and insulation does the home have? If you’re looking at an older property, ask if the plumbing and electrical systems have been updated. Has the house been inspected or appraised recently, and, if so, were any problems documented? Will the exterior of the residence require annual maintenance?

COST:

Asking the right questions in this area is extremely helpful in determining your offer on the Montgomery AL real estate. Inquiring about neighboring comps, what the seller paid, and how much he owes will give you an idea of the rise/fall of nearby prices and alert you to possible short sale or foreclosure status. Ask how long the house has been on the market and if there have been any offers; perhaps the seller will be willing to negotiate price or offer incentives. Addition inquiries should be made re: the cost of insurance and property taxes on the property and the amount of any homeowners’ association fees.

Arming yourself with answers to questions such as these should help you make an educated decision as to whether or not a particular piece of Montgomery AL real estate is for you.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery Real Estate For Sale: 41 Mountain Terrace Wetumpka, AL 36093

Wednesday, September 14, 2011
by The Hat Team

Montgomery Real Estate For Sale: 41 Mountain Terrace Wetumpka, AL 36093

MLS#287212 

This immaculate home was built as a "Parade of Homes" model and boy does it come loaded with extras! Situated on an oversized lot in a pristine private neighborhood atop Redland, yet minutes away from daily conveniences. From the impressive foyer, you have full view of the exquisite formal dining room with its extensive molding as well as the living /great room with fireplace, built-in entertainment center, and faux finished walls. If entertaining is your thing (or you just like open floor plans) then you are sure to appreciate the chef's delight kitchen with custom cabinets, and tons of "extras". The split plan has a large master suite on one end (off kitchen) and three more bedrooms with jack-and-jill baths on the opposite end of the house, allowing much privacy! Enjoy morning coffee or afternoon drinks on the covered back patio. Rear yard large enough for pool if that's your thing, and perfectly pretty as it is. Oversized garage has attached storage room with double doors for riding mover, and attic above garage provides tons of floored storage. Don't miss this rare opportunity to live in Mountain Terrace!

Learn more about 41 Mountain Terrace and other Montgomery Real Estate by visiting HatTeam.com. 

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Tips For Maintaining The Appliances In Your Montgomery AL Home

Friday, September 9, 2011
by The Hat Team

The average homeowner has thousands of dollars invested in major appliances, so it makes good sense to operate and maintain them properly to protect your investment and ensure that they will provide many years of trouble-free service. As an added bonus, proper maintenance and use almost always results in a decreased consumption of electricity/gas in your Montgomery AL home.

soapThe following suggestions are helpful tips in appliance care:

REFRIGERATOR:

  • Clean cooling coils which are located at floor level with a coil brush once or twice a year.
  • Clean interior shelves and gaskets every three months
  • Keep the temperature at 37 degrees
  • Check to see if the door(s) is sealing properly. If it won’t hold a dollar bill in place, it isn’t.
  • Vacuum underneath and behind the unit every year or two.

DISHWASHER:

  • Regularly check the filter and clean the inside of the unit.
  • Occasionally run an empty cycle to clear inner workings and hoses. Other, run only with a full load.
  • Run the garbage disposal in your Montgomery AL home before running the dishwasher.
  • Let dishes air dry whenever possible.
  • Make certain that the dishes do not obstruct the rotating arm sprays.
  • Recoat rust spots with a rubber-like fluid found in hardware stores. In addition, replace broken rollers and insert replacement tips on damages vertical prongs.
  • Reopen clogged holes in spray arms with hot vinegar and a safety pin.

WASHING MACHINE:

  • Check resiliency of older rubber hoses and replace with metal ones if necessary.
  • Add detergent before you load the washer.
  • Make sure there is a clear path from the unit to the floor drain.

DRYER:

  • Clean lint trap after each load.
  • Use a dry paint brush to clean lint from corners and cracks in the unit’s interior annually.
  • Disconnect and thoroughly clean the duct pipe every three to five years.
  • Once a year clean the outside of the exhaust tubing.

STOVE:

  • Keep reflector bowls clean at all times.
  • Test the seals on the oven door with the dollar bill trick mentioned above.
  • Periodically check the exhaust fan in your Montgomery AL home for grease build-up.

GARBAGE DISPOSAL:

  • Run the disposal for 30 seconds with each use.
  • Always run cold water when using the disposal to maintain the integrity of the blades and coagulate any grease (thus making it easier to chop)
  • Continue to run water for a while after the unit is shut off.
  • Put larger amounts of food into the garbage rather than down the drain.
  • Occasionally add vinegar or citrus peels to deodorize and prevent buildup of food particles.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery Real Estate For Sale: 972 Gibson Hills Drive Montgomery, Al 36116

Friday, September 9, 2011
by The Hat Team

Montgomery Real Estate For Sale: 972 Gibson Hills Drive Montgomery, Al 36116

MLS#287005

Short Sale In 5 Acre Country Setting! Fabulous country setting only 11 miles from Eastchase and offering super schools! Watch the sunrise and sunset over your 3/4 acre pond and the horses graze peacefully behind their fence. Invite friends to fish with you when the bass are biting. Awake to deer grazing and birds chirping. Barn and loft plus 600 sq ft shop with power, gas and water mean you'll have lots of space to tinker, too. Short sale so you'll have to be a little patient, and at this price this home will be well worth the wait!!

Learn more about 972 Gibson Hills Drive and other Montgomery Real Estate by visiting HatTeam.com.

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