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Displaying blog entries 1251-1260 of 1998

Montgomery AL Real Estate: 104 N Capitol Pkwy

Monday, January 20, 2014
by The Hat Team

Montgomery AL Real Estate:

104 N Capitol Pkwy, Montgomery AL 36107
MLS# 306519

Charming Historic Bungalow!

104 n capitol pkwy

Wow! Check this out! Only $45,000 and you get a charming Capitol Heights historic bungalow with a wonderful side porch. It has all the details that you will fall in love with and great neighbors that love old houses too. Bring your paint brush and make it yours! Call us or your favorite agent to see today.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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What Can You Expect?

Friday, January 17, 2014
by The Hat Team

The two most frequently quoted constants in life are death and taxes.  Two more things would-be homeowners can expect in the near future are increases in mortgage rates and housing prices.

money ballInterest rates have been kept artificially low for several years by the Federal Reserve in an effort to strengthen the economy. Policy is shifting to allow them to seek their own natural level and that will surely result in higher mortgage rates.  Rates on 30 year fixed mortgages are up over 1% from January, 2013.

Foreclosure activity is down, new home starts are up and prices have been increasing in most markets for two years.  Most experts agree that the cost of housing is going up.

If the price were to go up by 2% and the mortgage rate by 1% while a buyer is “sitting on the fence” making a decision, the payment would go up by almost $175.00 each and every month for the term of the mortgage.  Even if a person can afford to make the higher payments, what could they have done with that extra $175.00 a month?  Buy furniture?  Car payment?  Principal reduction?  Retirement contribution?  Save for a rainy day?

Click here to determine what the cost of waiting to buy will be using your price home.

cost of waiting to buy.png


















Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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3rd Quarter Alabama Real Estate On the Upswing

Friday, January 10, 2014
by The Hat Team

I think 2014 is going to be a fabulous year for Alabama real estate. As a matter of fact,  I think  we’re  going  to  have  a  better  year  than  some  people  are  even  projecting.  Frank  Nothaft,  the  chief  economist at Freddie Mac put  it this way: We expect single family home sales and housing starts to be at the highest level since 2007, the highest level in seven years. 2012 and 2013 were pretty good years, but 2014 will blow those numbers away.

Let's look at what the Alabama real estate did in the 3rd Quarter of 2013.

Pricing

The FHFA 3rd Quarter Report broke down the numbers by sections of the country with the East South Central region showing a 4.89% increase in prices.


The same 3rd Quarter Report shows Alabama home prices increased 5%.

pricing

Days On Market

The average days on the market for an Alabama home was 86 days.

days on market


Months Of Inventory

Nationwide, the housing inventory is coming back to normal.

real estate

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

 

 

 

 

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What Kind of Showing Was It?

Thursday, January 9, 2014
by The Hat Team

showingsOne of the most frequent calls from homeowners to their agents is about the listing’s inactivity due to the lack of showings.  The homeowner commonly believes that the home is shown only when a buyer walks through the house with an agent.

Today’s buyers are more sophisticated than in the past due to the abundance of information available to the public on the Internet.  There are seemingly inexhaustible sites with homes for sale, valuation estimates and virtual tours.  There are extensive mapping sites with satellite images, traffic conditions, entertainment, shopping and other points of interest.

There are actually three legitimate types of property showings.  A knowledgeable buyer can view a home for sale online and make a reasonable determination of whether the home will fit their needs.  Occasionally, buyers will drive by a home to get a feel for the home and also the neighborhood which might cause them to eliminate any further examination or consideration.

The third type, the physical showing, certainly gives the buyer the opportunity for the closest scrutiny but is generally reserved for properties that have passed the inspections of at least one other type of showing.

Sellers should be aware of the different types of showings and that a sales agent’s job is to help the buyer find the right home.  The listing agent’s job is to market the home so that the right buyer finds it either through their own efforts or that of the buyer’s agent.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Home For Sale: 3411 Lebron Rd

Wednesday, January 8, 2014
by The Hat Team

Montgomery AL Home For Sale:

3411 Lebron Rd, Montgomery AL 36106
MLS# 306268

Charming and Affordable In South Cloverdale!

3411 lebron ave
If you like to restore cars, or need plenty of covered space for back yard projects, this may be the house for you! With a detached 2 gar garage PLUS a 3 car carport, these spaces can be utilized in many ways. Home has traditional feel with formal living and dining room combo for entertaining, and a cozy paneled den, open to the eat-in kitchen for everyday living. Hardwood floors are a plus for those with allergies. Come see this affordable "South Cloverdale" home today!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Real Estate: 2556 Jasmine Rd

Wednesday, January 8, 2014
by The Hat Team

Montgomery AL Real Estate:

2556 Jasmine Rd, Montgomery AL 36111
MLS# 306270

Live Like Hollywood Royalty!


Live like Hollywood royalty in this unique McGehee Estates property said to be a replica of a famous entertainer's Palm Springs home! Uniquely built around a central courtyard with glamorous swimming pool, all rooms enjoy gorgeous views of the heart of this home through newly installed French doors. Updates in the kitchen and total renovation/expansion of master bath give the feeling that this is a much newer home. Built for entertaining, the grand dining room will seat 12 comfortably, and the spacious living room will accommodate grand piano! Unique design allows for extreme privacy for owners. Retreat into the cozy den with fireplace, or onto the secluded rear terrace off the master bedroom. Current owner has invested much into upgrades and meticulous maintenance, so this dream home is ready to move into.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Home For Sale: 319 S Capitol Pkwy

Tuesday, January 7, 2014
by The Hat Team

Montgomery AL Home For Sale:

319 S Capitol Pkwy, Montgomery AL 36107
MLS# 306272

Charming Cottage With Architectural Details!


319 S Capitol Pkwy

Bright cheery rooms, move-in ready, and brand new central heating and cooling system are just some of the features of this ideally priced home in the heart of Montgomery! Convenient to downtown as well as I-85, this charming cottage has the architectural aspects you love like big front porch with swing, arches, built-ins, and fireplaces. Great flow for entertaining, too! If it's outdoor space you are after, this one comes on a DOUBLE LOT! Beyond the detached garage is an entire other lot with endless possibilities. Owner has meticulously cared for this home, and has now made it ready for a new owner.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Montgomery AL Foreclosure Trends - December 2013

Friday, January 3, 2014
by The Hat Team

In November, the number of properties that received a foreclosure filing in Montgomery, AL was 60% higher than the previous month and 1% higher than the same time last year, according to RealtyTrac.com.

Montgomery AL Foreclosure Status Distribution

Auctions accounted for 84.6% of foreclosure activity in November 2013 and Bank-owned properties accounted for 15.4%.

 

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased 55.8% compared to the previous month and dropped 72.5% from the previous year in November 2013. The number of Auctions increased 205.9% compared to the previous month and 96.2% from the previous year.

montgomery al foreclosure

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.04% above national statistics, 0.06% higher than Alabama figures and 0.01% above Montgomery County statistics in November 2013.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

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What’s Coming For Montggomery AL Real Estate In 2014?

Friday, December 27, 2013
by The Hat Team

According to the National Association of Realtors (NAR) as reported in RISMedia.com the national housing market will continue it’s recovery in 2014. Recently, NAR chief economist and Senior Vice President of Research, Lawrence Yun, presented his 2014 market forecast to a national gathering.

2014Mr. Yun predicted that over the coming year we will see a 6% increase in home prices, which is lower than the 11% increase we have seen in 2013. He predicts mortgage rates that will hit 5.4%, an increase of over 1% from what they have been averaging in 2013. These are what he thinks will be national averages so, obviously, Montgomery AL real estate will vary somewhat.

His optimism about continued recovery is somewhat tempered by no, to relatively low, gain in total housing unit sales. In other words, inventory of houses for sale is likely to remain the same, or slightly better, as 2013. Lower than normal inventory has been one of the biggest problems in the past year.

Mortgage underwriting standards are expected to ease somewhat, making mortgages more accessible to more buyers. However, that will be tempered by increasing interest rates. So, what does all of this mean to buyers and sellers of Montgomery AL real estate?

It’s a mixed bag overall and depends upon which side of a transaction (buyer or seller) you see yourself and what your personal circumstances are…

If you are a seller you should be encouraged by the projected increase in prices expected and by the loosening of mortgage qualifying guidelines. The combination of those two factors should mean more potential buyers will be house hunting.

You will also see no substantial increase in inventory of houses for sale which means it will remain fundamentally a sellers’ market. And if you are a seller with marginal equity the increase in prices over the year may be enough to make selling viable again.

If you are a buyer you should be encouraged by the slackening of the mortgage underwriting guidelines, but the increase in interest rates will be disappointing. However, interest rates are coming back to what is considered normal, rather than onerous like before the bubble burst.

You will also be faced with a less than ideal level of inventory of houses for sale. That will not only make it difficult to find exactly what you want in a home, it will also potentially trigger bidding wars in a sellers’ market. However, the increase in prices means values are on the upswing as long as you don’t over pay for a property.

The bottom line for most sellers and buyers is that there will be positive changes in the year ahead, but fundamentally it will all balance out to be very similar to 2013. That is not necessarily a bad thing from many individuals’ point of view.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

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Happy Holidays!

Sunday, December 22, 2013
by The Hat Team

holiday    

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