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Displaying blog entries 671-680 of 759

Montgomery AL Foreclosure Trends - October 2011

Thursday, December 1, 2011
by The Hat Team

There were 882 Montgomery AL foreclosure homes for sale with 1 in every 796 housing units receiving a foreclosure filing in October 2011. The average selling price of a Montgomery AL home was $121,760 and the average foreclosure selling price was $52,416, a $69,344 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.07% in October while the number of foreclosed homes increased from 95 in September to 122 in October.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.05% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of October.

 

montgomery al foreclosure 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties increased from 53 homes in September to 55 in October. The number of Auctions increased from 42 to 67. There is a 6-month rising trend.

 

montgomery al foreclosure 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Thanksgiving Thoughts from The Hat Team

Friday, November 18, 2011
by The Hat Team

happy thanksgivingThanksgiving is a time to reflect on the changes, to remember that we, too, grow and change from one season of life to another.  - Author unknown

Sarah Joespha Hale, author Mary Had a Little Lamb, campaigned vigorously for 20 years to have Thanksgiving made a national holiday.  Five presidents turned a deaf ear to her pleas, but Abraham Lincoln listened, and on October 3, 1863, he declared that the last Thursday in November would be a national holiday.  Sarah was also the one who urged that the Thanksgiving feast include such foods as turkey, stuffing, pumpkin pie, cranberry sauce, and mashed potatoes of two kinds.  Sound familiar?

And speaking of food, are you thankful for the abundance of our planet?  Show your gratitude by implementing these “green” suggestions for your holiday meal:

  • Use organic cranberries, sweet potatoes, and pumpkin
  • Shop at a famers’ market
  • Start a compost pile with all your leftovers

Click here for other earth-friendly holiday ideas.

Interested in giving traditional foods a modern twist?  Try baby greens with fennel, wheatberry stuffing, and wild mushroom gravy.  What about shredded Brussels sprouts or cranberry spinach salad?  For recipes for these dishes and other updated foods, visit the web sites of Good Housekeeping and Allrecipes.

What do you get when you divide the circumference of a pumpkin by its diameter?  Pumpkin Pi!

 ”Thanksgiving, after all, is a word of action.”
William Jennings Bryan

Giving back…Thanksgiving is a perfect time to share our blessings with those less fortunate than we are and to spread the spirit of friendship and community.  Opportunities for helping others during the holiday season are many and can involve one individual or the entire family.  Some ways to foster goodwill and embrace the idea of sharing include:

  • Collecting and contributing non-perishable foodstuffs for a local food bank.
  • Giving money to local agencies who feed the hungry.
  • Volunteering your time to sort supplies, set up and/or clean up, or serve meals on Thanksgiving Day.
  • Inviting a neighbor who lives alone to join you for dinner.
  • Taking a warm plate of Thanksgiving food--and a big smile--to a shut-in.
  • Contributing to holiday food collection bins in grocery stores.
  • Purchasing pre-packaged boxes of food (generally under $10.00) to be distributed by local grocers.
  • Checking with your local place of worship to see where you help is most needed.

support our troopsAnd remember our military personnel… by contacting A Million Thanks, a year-round campaign to show our appreciation for our U.S. military men and women, past and present, for their sacrifices, dedication, and service to our country through our letters, emails, cards, and prayers.  Over 5 million pieces of mail have been sent to date.  Zazzle will send free holiday cards to military folks, and Coupons to Troops has a great program in which you donate unwanted or expired coupons to military families living overseas.

HAPPY THANKSGIVING TO ALL!  Remember to be grateful for what you have and to “give thanks for unknown blessings already on the way.”  (Native American saying)

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Thinking About Investing In Montgomery AL Real Estate? Read On

Thursday, November 10, 2011
by The Hat Team

Given the state of the economy, the housing “crisis,” and the volatility of the stock market, more and more folks with both extra cash and initiative are being drawn to the idea of property investment. Many real estate and financial gurus offer suggestions for you as a first-time investor in Montgomery AL real estate--both tips to follow and traps to avoid. First and foremost, all the experts stress the importance of your need to be realistic about the amount of time, money, energy, and commitment required in such a venture. Their second most common piece of advice is to educate yourself in as many areas of investment fundamentals as you can before you begin.

montgomery al real estateTIPS:

  • Develop a plan. Determine your purpose in becoming an investor. Do you want to flip houses, or are you more comfortable with a long-term rental? What kind of property do you want? Single family? Condo? Multi-family? Will you be bidding at an auction? Buying a short sale or foreclosure? What kind of financing will you need?
  • Identify your target area. Analyze the economic situation of the neighborhood, population levels, and potential employment prospects. Look at the availability of stores, schools, hospitals, and local industry. Determine the median property values.
  • Ask questions. Are prices in the area rising or falling? Is it a safe neighborhood? How long has the property been on the market? What is the condition of the interior and exterior structure?
  • Consider financial circumstances. What is the going rate for rentals in the area? What are the yearly taxes? What will it cost to maintain the property? What kind of financing will be available to you?
  • Avoid Montgomery AL real estate with HOA fees. Home Owner Association dues which pay for shared facilities and maintenance must be paid by you, the owner, and can be quite high, especially when major assessments are levied.
  • Have the property inspected by a professional before you buy. Common sense prevails here. You don't want any unpleasant surprises later on.
  • Stick to your preset buying criteria. Concentrate on your cash flow and not on potential capital appreciation.
  • Be sensible about renovations. Save the high end appliances, fixtures, features, and decorating for your own home. Use your head, not your heart, when outfitting the Montgomery AL real estate you’re buying for investment purposes.

Enjoy the adventure of investing but always be aware that such a venture can be risky. Make sure you consider the downsides as well as the opportunities for success.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Montgomery AL Foreclosure Trends - Sept 2011

Wednesday, November 2, 2011
by The Hat Team

There were 973 Montgomery AL foreclosure homes for sale with 95 new foreclosures in Sept 2011. The average selling price of a Montgomery AL home was $129,586 and the average foreclosure selling price was $59,568, a $70,018 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.11% in September while the number of foreclosed homes increased from 80 in August to 95 in September.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.07% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of September.

montgomery al foreclosure

 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 55 homes in August to 53 in September. The number of Auctions increased from 25 to 42. There is a 6-month falling trend.

montgomery al foreclosure

 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

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Midtown Montgomery Real Estate Trends - Sept 2011

Friday, October 28, 2011
by The Hat Team

A buyer purchasing a typical American home at the prevailing average mortgage rate today would have a mortgage payment of  $698 a month. This figure is not much different from what a home buyer would have faced 30 years ago. In 1981, home prices were much lower but mortgage rates were reaching 18 percent. Today, home prices have come down by about 33 percent on average from the bubble years, but prices still remain comfortably higher than those of the 1980s. However, thanks to record low mortgage rates, the monthly payment obligations have been greatly reduced. This should be good news and bring new buyers into the market. However, very tight underwriting standards, unfortunately, are keeping some good, hard-working Americans from taking advantage of the super affordable conditions.

Now take a look at how the Midtown Montgomery real estate market performed in September.

Midtown Montgomery real estate sales statistics for September show the average sales price decreased by 14% to $143,362 when compared to September 2010.  The number of homes sold decreased by 4% in September 2011.  The median sales prices decreased by 5%, and market times increased 25% or 45 days.  The highest selling home price decreased by 7%, and the lowest selling home price decreased by 99%.

Midtown Montgomery September 2011 September 2010
Homes Sold 24 25
Average Selling Price $ 143,362 $ 166,118
Median Selling Price $ 130,500 $ 137,000
Days On The Market 179 134
Highest Selling Price $ 425,000 $ 455,000
Lowest Selling Price $ 1 $ 6,000

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery AL Foreclosure Trends - August 2011

Thursday, September 29, 2011
by The Hat Team

There were 1,008 Montgomery AL foreclosure homes for sale with 80 new foreclosures in August 2011. The average selling price of a Montgomery AL home was $152,124 and the average foreclosure selling price was $82,798, a $69,326 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.27% in August while the number of foreclosed homes decreased from 92 in July to 80 in August.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.10% lower than national statistics. 0.02% higher than Alabama and the same as Montgomery County statistics for the month of August.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 68 homes in July to 55 in August. The number of Auctions increased from 24 to 25. There is a 6-month falling trend.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Add Comment

Montgomery Real Estate For Sale: 41 Mountain Terrace Wetumpka, AL 36093

Wednesday, September 14, 2011
by The Hat Team

Montgomery Real Estate For Sale: 41 Mountain Terrace Wetumpka, AL 36093

MLS#287212 

This immaculate home was built as a "Parade of Homes" model and boy does it come loaded with extras! Situated on an oversized lot in a pristine private neighborhood atop Redland, yet minutes away from daily conveniences. From the impressive foyer, you have full view of the exquisite formal dining room with its extensive molding as well as the living /great room with fireplace, built-in entertainment center, and faux finished walls. If entertaining is your thing (or you just like open floor plans) then you are sure to appreciate the chef's delight kitchen with custom cabinets, and tons of "extras". The split plan has a large master suite on one end (off kitchen) and three more bedrooms with jack-and-jill baths on the opposite end of the house, allowing much privacy! Enjoy morning coffee or afternoon drinks on the covered back patio. Rear yard large enough for pool if that's your thing, and perfectly pretty as it is. Oversized garage has attached storage room with double doors for riding mover, and attic above garage provides tons of floored storage. Don't miss this rare opportunity to live in Mountain Terrace!

Learn more about 41 Mountain Terrace and other Montgomery Real Estate by visiting HatTeam.com. 

Search all Montgomery Real Estate and homes for sale.

 

 

 

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Montgomery Real Estate For Sale: 972 Gibson Hills Drive Montgomery, Al 36116

Friday, September 9, 2011
by The Hat Team

Montgomery Real Estate For Sale: 972 Gibson Hills Drive Montgomery, Al 36116

MLS#287005

Short Sale In 5 Acre Country Setting! Fabulous country setting only 11 miles from Eastchase and offering super schools! Watch the sunrise and sunset over your 3/4 acre pond and the horses graze peacefully behind their fence. Invite friends to fish with you when the bass are biting. Awake to deer grazing and birds chirping. Barn and loft plus 600 sq ft shop with power, gas and water mean you'll have lots of space to tinker, too. Short sale so you'll have to be a little patient, and at this price this home will be well worth the wait!!

Learn more about 972 Gibson Hills Drive and other Montgomery Real Estate by visiting HatTeam.com.

 Search all Montgomery Real Estate and homes for sale.

 

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Montgomery Real Estate For Sale: 1770 E D Nixon Avenue Montgomery, Al 36104

Wednesday, August 31, 2011
by The Hat Team

Montgomery Real Estate For Sale: 1770 E D Nixon Avenue Montgomery, Al 36104

MLS#286881

                                 

Get in on the leading edge of West Montgomery revitalization and score the deal of a lifetime, too! You'll absolutely love living in Lanier Place in an upscale brand new home at a very affordable price! A big front porch lets you people-watch and your sodded lawn will look great and be easy-care from day one. Old-house architecture fits right into the Graetz neighborhood AND the interior boasts all the modern stuff you love like a huge walk-in closet and private bath in the master suite plus a totally up-to-date open floorplan. Energy Star means your utilities will be low and affordable, too. Special down payment help available so call or stop by today!

Learn more about 1770 E D Nixon Avenue and other Montgomery Real Estate by visiting HatTeam.com. 

Search all Montgomery Real Estate and homes for sale.

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Montgomery Real Estate For Sale: 1782 E D Nixon Street Montgomery, AL 36104

Tuesday, August 30, 2011
by The Hat Team

Montgomery Real Estate For Sale: 1782 E D Nixon Street Montgomery, AL 36104

MLS#286749

 

The quality you'd find at The Waters on Pike Road can be yours at an unbeatable price! Plus with $15,000 in down payment assistance for the first 3 folks to move to Lanier Place! That's right you can own a brand new home for only $500 out of pocket!! Energy Star features mean your utilities will be super low. And you'll love having a brand new home with wood and tile floors, beautifully equipped kitchen and a private master bedroom suite with big walk-in closet. Rocking chair front porch, rear parking and sodded yard. Come see this fantastic home today! For more information, visit www.LanierPlaceMontgomery.com.

Learn more about 1782 E D Nixon Street and other Montgomery Real Estate by visiting HatTeam.com.

 

Search all Montgomery Real Estate and homes for sale.

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