Real Estate Information Archive

Blog

Displaying blog entries 271-280 of 422

Montgomery AL Home For Sale - 1653 S. Perry Street

by The Hat Team


Originally known as the Kessler House, this fine estate home is real "must see". Very large and spacious rooms. The front formal rooms boasts of in-laid hardwood floors, pocket doors, 12' ceilings and beautiful crown moldings. You can enjoy the screened porch, library and it even has a 2-room guest house out back, complete with 1/2 Bath. Use your imagination and redesign the kitchen to suit your lifestyle and you will have a real showplace. The huge master bedroom has a dressing room and large closet. There is a circular drive in front plus rear access from Fredrick St., one-car carport with additional storage.

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Montgomery AL Home For Sale - 1102 S. Perry Street

by The Hat Team


Grand Garden District beauty has been meticulously restored and updated! This early century Queen Anne inspired home sits in the same block as the historic AL Governor’s mansion! The elegant foyer welcomes you into this home and gives way to a wonderful sitting parlor, formal living room, and banquet sized formal dining room. The spacious eat-in-kitchen is brand new, and has tons of cabinet and counter top space, and room for a large 6-person table. Upstairs you'll find 3 bedrooms and 2 newly updated baths, and a huge walk-in closet in the main bedroom. Note the views of the downtown skyline from the front bedroom! Out back there is an elevated all steel deck (never have to paint or replace rotten wood!)overlooking a courtyard-sized back yard (easy maintenance!) Under the deck is covered and enclosed parking for 1 car. Conveniently located near downtown and Cloverdale dining and entertainment districts.

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Before lending you a large sum of money to purchase a piece of Montgomery AL real estate, it is understandable that your lender will want to know a little bit about you and your ability to pay back the loan.  If you are a first-time homebuyer, or if it has been a while since you last spoke with your lender, it is helpful to be prepared for some of the questions you may be asked and to have some responses in mind.  Below are some general examples of questions you may expect to hear when applying for a home loan:

 

Employment and income

Where do you work?

How much do you make?

How long have you been at your job?

How is your income derived -- steady salary or irregular income? (if it’s the latter, plan on providing more details so that you get a favorable interest rate)


Outstanding debts

What recurring debts do you have?

How much do you pay a month for auto loans?

Credit cards?

How much of your monthly pretax income do these debts consume?


Cash reserves and assets

How much money do you have in the bank?

How much will be left after you pay your down payment and closing costs?


Down payment

How much money are you putting down?

Is this your own money? A gift? A nonprofit agency grant?


Loan purpose

Is this mortgage for a home buy or refinance?

If it's a refinance, do you want to take cash out at closing to pay off other debts?

If so, how much?


Property use

Do you plan to live in the house?

Is it investment property?


Property type

A condominium?

A duplex?

 

In order to get the best possible interest rate and gain the trust of your lender, you will want to be able to prove that you’ve had steady employment (preferably with the same employer or in the same line of work) for two or more years.  You also want to avoid making any major purchases before applying for a loan – if a lender sees that you’ve just purchased an automobile last week, your debt-to-income ratio goes up and your ability to pay down a home loan goes down.  It is preferable to be making a down payment of at least 5% of the sales price with your own money and to prove that you have at least two months’ worth of mortgage payments in the bank; however, there are many programs such as Fannie Mae that require much lower down payments. 

 

To learn more about investing in Montgomery AL real estate or for a referral to a reputable lender, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com. 

Search all Montgomery AL real estate

Montgomery AL Home For Sale - 2324 Chestnut Street

by The Hat Team


If you're looking for privacy and quiet, look no further. This little piece of Chestnut Street dead-ends both directions so there is no thru traffic. And to the east of the 70-ft lot are 3 additional un-built lots accessible only from this property, so you control what happens. Big rooms, fair condition. Needs cosmetic work to become a peaceful retreat.

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Montgomery AL Home For Sale - 5736 Sweet Meadow Drive

by The Hat Team


Better than the others as this home has beautiful laminate floors throughout most of the house. The great room is truly great with vaulted ceilings and exposed beam. Stunning fireplace, decorator colors and split floor plan will make you feel right at home. The backyard is fully fenced with a privacy fence. It has a large detached storage building and is rimmed by large shade trees. This is a must see so hurry.

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Celebrating Independence Day in Montgomery AL

by The Hat Team

Happy 4th of July, Montgomery!  Although this weekend is a time for fireworks and enjoying time with friends and family, it is also a time to remember what makes our country so great – our freedom.  So as you gather with friends and family on Friday, take a moment to thank our military—living and dead, at home and abroad—for the sacrifices they have made for us.  Because, as we all know, freedom isn’t free!

 

Be sure to check out the fireworks display and family-friendly events at the Montgomery Fourth of July Riverfront Celebration! 

 

We’ll return to discussing Montgomery AL real estate next week; however, if you would like more information about Montgomery AL real estate, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com. 

Montgomery AL Home For Sale - 1902 Madison Avenue

by The Hat Team


Fantastic turn of the century Queen Anne with original stained mouldings, high ceilings, gorgeous double doors, and more accents than I have room to mention. The large Living room boasts coffered ceilings and a fireplace, and the big den family room (originally the formal DR) has a wood burning stove for cozy winter nights. The updated kitchen has retained its charm with original built-in stained cabinetry, and has a center island with Jennaire downdraft gas range and separate breakfast bar. Off the kitchen is a rear entry porch/mudroom. The central stair hall has stained glass window and graceful stairs leading to a 2nd floor landing area big enough for sitting room/game room/tv area for kids (current use.) Upstairs are 3 spacious bedrooms, a huge updated bath, and an enormous walk-in closet. Out back there is a rear deck overlooking a large asian-inspired courtyard and garden complete with fish pond and fountain. And, don't miss the detached guest cottage, that has been recently rented for $485/month! Here's your chance to own a truly one-of-a-kind historic house with all the amenities of newer home...just minutes from downtown and all the new and exciting things happening there!

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Montgomery AL Home For Sale - 1963 Johnson Street

by The Hat Team


This Highland Gardens cottage is move in ready and ideal for family home or for a superb investment property. Large living room has fresh carpet and real fireplace with custom tile surround. Dining room has hardwood floors and a bonus room/study adjacent (was probably once an open porch that has been enclosed.) Kitchen has hard tile floor. 3 bedrooms and an updated bath with glass doors on the shower/tub. Out back is a wonderful covered deck overlooking a large in ground pool. The big back yard has a privacy fence around and a detached garage/storage. Note: lot goes an additional 125 feet beyond back fence...HUGE lot!

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Montgomery AL Home For Sale - 3103 Sutton Drive

by The Hat Team


A lot of house for the money! This lovely garden home boasts of spacious rooms, large closets and character galore. The master bedroom and bath is downstairs while the other 2 bedrooms are up. There is a formal dining room and galley style kitchen with breakfast area. Call today to see this beauty.

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Montgomery AL Home For Sale - 2006 McKinley Avenue

by The Hat Team



If you want good living space and great storage/workshop areas at a great price, this one's for you! This Brick 2 bedroom 1 bath Capitol Heights charmer has a spacious formal living room with real fireplace. The dining room is large enough for big family gatherings, and the kitchen has enough room for 2 cooks, and there is even a breakfast room! There is a bonus room off the kitchen that is currently used as a third bedroom and a den/family room addition. Out back there is a 1 car garage, a workshop, and another separate permanent storage building, all surrounded by a fence. Owner says there are hardwood floors under the carpet in the LR, DR, and hall/bedrooms. All this priced under $80,000!

For more information on this home or other Montgomery real estate, visit our website,
HatTeam.com or give us a call for more personalized service, 800-428-5239.

Displaying blog entries 271-280 of 422

Syndication

Categories

Archives

   cdpe    crsHat Lady on Zillow