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Montgomery AL Home For Sale: 953 Green Ridge Ct

Thursday, February 25, 2016
by The Hat Team

Montgomery AL Home For Sale:

You Won’t Believe The Space!
4 bedrooms | 3 baths | 2,088 square feet | Forest Hills
MLS# 324150

953 Green Ridge Ct, Montgomery AL 36109

953 green ridge ct

One owner for the last 25 years and ready to downsize. Huge great room addition with fireplace and room for all the family. Kitchen has been updated with granite and hard tile floors. New interior doors throughout. Nice glassed in sun room off den. Good size detached workshop. Gazebo in backyard for relaxing. Four bedrooms and three updated baths will satisfy a large family. All for under $99,000 in beautiful tree covered Forrest Hills!!

Marketed by Montgomery AL Realtors Sandra Nickel Hat Team.

 

 

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Benefits Of Hiring a Realtor When Selling Your Home

Wednesday, February 24, 2016
by The Hat Team

hiring realtor

Selling your home is no easy task and this is especially true if you try to do it without the help of a Realtor.  Realtors are trained to be able to assist you in the purchase of your dream home and it is always a good idea to use them when you are ready to sell your home as well.  Many times folks put their house on the market thinking they can sell it “for sale by owner” but once they do this they soon realize they have bitten off more than they can chew!  In this blog post we are going to talk about why it is important to hire a Realtor to sell your home for you.  

  • Selling your home with a Realtor helping you takes a lot of the pressure off of you.  You won’t have to deal with all of the necessary paperwork and will be able to pay closer attention to the little details of the sale. 
  • If you choose to let a Realtor help you sell your home you will be able to do things such as de-clutter your home before you start showing it.  You may also have time to do some much needed renovations that may help you get more money for your house than if you left the renovations undone. 
  • Your Realtor will be able to get your house onto the internet where it will be opened up to a large market of people.  Your Realtor will also be able to list your home in real estate magazines that are easily accessible to a large number of people. 
  • Many times Realtors will be able upload an online tour of your home.  This is a great way to get your home in front of many prospective buyers. 
  • By hiring a Realtor to help sell your home he or she will be able to negotiate with the potential buyers better than you may be able to do yourself.  Sure you have to pay the Realtor for his or her services but in the long run it is more than worth it.

 If you get a good Realtor he or she will do whatever they can to sell your home and to get the amount of money you need out of the sale. 

Be sure to do your homework before hiring a realtor to sell your home.  You need to choose someone that matches your personality and someone that you can get along well with.  If you decide to hire a Realtor to sell your home, you will likely be very glad you did! 

Courtesy of Montgomery AL Real Estate Experts Sandra Nickel Hat Team.

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4 Savvy Hacks to De-clutter Your Home

Wednesday, February 17, 2016
by The Hat Team

declutter

Now is a perfect time to de-clutter your home if you are planning on putting it on the market this spring. Getting rid of unwanted or unnecessary items will be a great help to you when you begin having your house shown.  Here are 4 savvy hacks to de-cluttering your home.   

  1. A great way to get rid of things in your home  that you no longer use or want is to invite your friends and family over to look through it.  Your sister for instance may have had her eye on your collection of vases for a very long time and by letting her have them you may be creating a stronger bond with her all the while cleaning your house of items you no longer need. 
  2. Having a yard sale to de-clutter your home is always a good idea especially when it starts getting warm outside.  Folks love to attend yard sales and many folks attend them on a regular basis.  One suggestion, if you decide to de-clutter via yard sale,do not put prices on your items.  Putting prices on your yard sale items is basically a waste of time.  You can easily talk about a reasonable price with a customer once they have shown interest in an item.  If you have the items priced many times the potential customer will not even let you know they are interested in purchasing the item because they think you have it priced too high.
  3. Donating your household items to charity is a great way to not only get a tax benefit but to help people in need.  If you want to go a step further in this process you can ask if you can hand out items for free to those who come in for help.  You may be surprised at just how good it feels to help those less fortunate than yourself. 
  4. If you have some time on your hands and you don’t have to worry about getting your house on the market quickly, you can always sell your items on EBay.  You may get more money this way but it can take a bit longer than the other ideas. 

Hopefully this list of savvy tips for getting rid of your unwanted household items will help you on your way to a more streamlined home.  Again, whether you are planning to stay in your home for a few more years or you are planning to put it on the market, cleaning things out is always a great feeling!

Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.

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Midtown Montgomery Home For Sale: 3150 Cloverdale Road

Wednesday, February 17, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

3150 Cloverdale Road, Montgomery AL 36106
MLS# 324000

Gorgeous Mission Style Home with Guest House!

Gorgeous Mission style home across from Cloverdale Bottom Park in Midtown Montgomery. Great condition! Beautiful hardwood floors, big sunny windows throughout, sleek kitchen and custom cabinetry are just a few of the many quality features. Beauty of the interior is matched by exterior and grounds. A deep, private lot boasts a multi-level deck, interesting rock arch and koi pond. GUEST HOUSE and WORKSHOP also make this property a must see!

Marketed by Montgomery Realtors Sandra Nickel Hat Team.

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Things Mortgage Lenders Look For

Wednesday, February 10, 2016
by The Hat Team

mortgage

Getting a mortgage in 2016 is quite a bit easier than it has been in years past.  However, there are still certain things that mortgage lenders are looking for  when you apply for a home loan.  Keep in mind that although your credit score is important, there are other factors that come into play when applying for a home loan. 

  • The first thing that mortgage lenders are going to want to know from you is if you are a good credit risk.  They are going to look at your FICO score but they are also going to look at how you pay your bills.  If you want to get a good interest rate on your mortgage then you will want to make sure and pay your bills on time every time.  Your debt to income ratio is also going to play a key factor in what kind of interest rate you get on your home loan.
  • Lenders are going to want to know if you will be able to handle your house payment once you get into your new home.  In order to find this out they are going to look closely at how much you and your spouse make on a weekly or monthly basis.  They will also, as I already mentioned, look closely at your debt to income ratio.  Lenders also want to know that you have a steady job and that you have been there for a number of years.   
  • Lenders do NOT want you to go out and purchase new things for your new house on your credit card right before you get your home loan approval.  Many folks mess up by doing this type of thing right before they get their approval only to be devastated to find out that because they ran up debt on a credit card they are no longer going to be considered for the loan.  Play it safe and only make your new purchases for your new home once you are safely in your new home.   A good time to have a little extra money to purchase new items might be during the first month you are in your new home because many times your payments won’t start until you have been in your home for one month. 

These are just a few ideas to help you get the most out of your home mortgage.  Remember to shop around for the best match when it comes to a lender.  Although most lenders are good at what they do, they are not all created equal.  Do your best to work hard, pay your bills on time and not use your credit cards for large purchases and you will be well on your way to a home loan approval. 

Courtesy of Montgomery AL Real Estate Expert Sandra Nickel.

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Midtown Montgomery Home For Sale: 3547 Lancaster Lane

Wednesday, February 3, 2016
by The Hat Team

Midtown Montgomery Home For Sale:

3547 Lancaster Lane, Montgomery AL 36106
MLS# 323687

Ideal for Entertaining Family and Friends!

3547 lancaster lane

This lovely home in the desirable Hillwood section of Midtown Montgomery is awaiting its next family! Great living space with a formal living room, dining room, eat-in kitchen and cozy den with fireplace. Master suite has space for an office/study or a dressing room. Beautiful landscaping and private patio overlooking the salt water pool, with dog run and play area, ideal for entertaining family and friends. Charming home, check it today!

Marketed by Montgomery AL Realtors Sandra Nickel Hat Team!

 

 

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Open House Etiquette

Wednesday, February 3, 2016
by The Hat Team

open house

If you are in the market for a new house, don't be scared to attend open houses in your area.  As long as you go armed with the knowledge of what might be asked of you at an open house you should be ready to answer without worry or hesitation. Keep in mind that Realtors who hold open houses are not like used car salesmen, they are there to help you find the home of your dreams. Be polite and remember your open house etiquette when touring an open house. 

  • You may be asked at an open house how long you have been looking for a home.  This question is only asked to find out just how serious you are about purchasing a home and in what time frame you are planning to do so.  For example if you have already been looking for a few months then you are most likely more than ready to hone in on exactly what type of house you are looking for.  Be very specific with your answer to this question.
  • Another question you may be asked at an open house is if you already have an agent you are working with.  This question is asked because the Realtor wants to know if they can represent you in your search for a new home.  You may be asked who your agent is if you already have one.  Don't hesitate to give out names because all the Realtor wants to do is call your agent for feedback instead of bothering you with such things.  By answering this question you are keeping yourself from having to give out any of your own personal information.  This way you have a buffer between you and the Realtor who is holding the open house.
  • You may be asked if you are looking to buy in the specific neighborhood in which the open house is being held.  The Realtor is not trying to get all into your business by asking this question, he or she is just trying to find out if you really are serious about making a home purchase and what area you are interested in.  Just be honest with your answer, there is no right or wrong answer here. 

The main thing I would suggest to you when attending an open house is that you go in with an open mind.  Be willing to open up and answer any questions you might be asked with a clear honest answer.   You never know you may just be walking right in to your new dream home!

Courtesy of Montgomery AL Real Estate Experts Sandra Nickel Hat Team.

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