Real Estate Market

Midtown Montgomery Market Trends

Refinance Now and Save!



Sadly, one of the best mortgage programs in our country will cease to exist at the end of December, 2018.  An extremely generous government refinance program called HARP (Home Affordable Refinance Program) is in its final days. It was launched by the US Government during the Obama administration in an effort to assist middle class home owners by offering lucrative access to lower interest rates and reduced payments amidst the Great Recession. Through HARP, you can not only get a lower interest rate, but you can also get a shorter loan term, or change from an adjustable to a fixed-rate mortgage. And guess what?  There is NO minimum credit score required!  

Take advantage of this fantastic program now, before it’s too late…and here is why: the savings you will gain from participating in this program could rival your best investment. Talk about a great deal! Here are some numbers for you: if you are younger than 50, you are restricted to $18,500 in annual 401K contributions.  A contribution in that amount would yield around $2775 in tax relief for the average American.  But HARP could save you $2400 per year - which would leave you with more cash to invest in your 401K.

This program is geared toward America’s middle class.  Only mortgages under $625,000 qualify.  But if you want to take advantage of it you must apply immediately before time runs out.  Reach out to lenders and find out if you qualify by just answering a few questions. Need lender referrals?  We know the “good (and not so good) guys and gals” in the business, so give us a call.

Give yourself the gift of extra cash in your pocket this holiday season!  Check out HARP today! 

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

Photo Credit: Zillow.com

It is a Wrap! Storage Hacks for Your Holiday Treasures


I know you probably just finished pulling out all your holiday decorations, but it’s not too early to start thinking about how you’re going to put it all away.  If you’re like me, every year you tell yourself “this year I will be super organized when I put my holiday decorations away!” Also, if you’re like me, by the time the holidays are over you are exhausted and just want to get the stuff put away as quickly as possible.  Then you go to pull it out the following year and you say,” this year…I will organize it all this year.”  Sigh.  Part of the problem is figuring out how to organize everything. There are lots of Holiday Storage Containers and bags and bins and boxes for sale out there, but that can get expensive!  And let’s face it, just after the gift giving season, the last thing you want to do is spend more money.  But it is possible to organize your holiday decorations without breaking the bank.  Here are some holiday storage hacks to help you get organized this year:

Do you eat eggs?  That may seem like more of an Easter question, but stay with me here. It’s not the eggs you need, it’s the cartons they come in.  They are perfect for storing small, round ornaments.

Keep strings of lights from tangling with this easy hack - wrap them around cardboard before storing them. You can use shoe boxes or any of the many boxes that were likely delivered to your house before December 25 to cut pieces to size for your light strings. Then place them all together in a bin where they will remain safely untangled until next year!

Hang your wreaths year around.  Keep your holiday wreaths in pristine condition by hanging them rather than putting them in a storage bin, where they are likely to get crushed. If you don’t have room in a closet, you can use an inexpensive portable coat rack.  Cover the wreaths with plastic trash bags (garment back style) and hang them on the rack. 

Turn bins you already have into ornament storage bins with this easy and inexpensive hack.  Three words. Red. Solo. Cups.  They aren’t just for parties!  With cardboard, a glue gun and cups you can create a DIY ornament storage bin.  Just glue the cups to cardboard pieces cut to fit and place them in the bin and, voila!  You have the perfect place to safely keep your holiday treasures! Safe Ornament Storage

Shiny beads make a beautiful garland for your tree, but when they are all tangled up in a box you may decide it’s not even worth it to try to untangle them.  This year, save up your plastic water bottles and use them to store your garland.  They will stay untangled and be easy to pull our when you’re ready to put them on the tree again.

If you are in the market to sell or buy a home, let Sandra Nickel and her Hat Team of professionals assist you with all your real estate needs!  Call them today at 334-834-1500!

Photo Credit: pinterest.com

Midtown Montgomery Market Update

4 Reasons to Sell Your House This Winter

  • Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available!
  • Housing inventory is still under the 6-month supply needed to sustain a normal housing market.
  • Perhaps the time has come for you and your family to move on and start living the life you desire.

From the KCM Crew for Buyers

Midtown Montgomery Market Update

Midtown Montgomery real estate sales statistics for November 2018 show the number of homes fell by 35.7% when compared to November 2017.  The average sales price increased by 4.6%, and the median sales price decreased by 10.1%. Market times rose by 34 days.

Midtown Montgomery November 2018   November 2017
Homes Sold 27 42
Average Selling Price $140,933 $134,777
Median Selling Price $115,500 $128,500
Days On The Market 126 92
Highest Selling Price $372,000 $349,000
Lowest Selling Price $18,000 $15,000


For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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