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Displaying blog entries 1071-1080 of 1998

Montgomery AL Real Estate: 529 Felder Ave

by The Hat Team

Montgomery AL Real Estate:

529 Felder Ave, Montgomery AL 36106
MLS# 310069

In The Heart Of Old Cloverdale!


529 felder ave

Check out this location in the heart of Old Cloverdale! Step into a huge living room with fireplace that looks into the dining room and has a great sunroom off of it that's perfect for an office or playroom. This charming house has beautiful hard wood floors and high ceilings. All of the bedrooms are spacious including the large den and enormous laundry room with lots of cabinets. Put your touch on the kitchen and two baths although you might even like them just the way they are. Relax on the private side deck or stroll to the restaurants, bars and stores just around the corner.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

What You Need to Know Before Buying a Home

by The Hat Team

Buying a Montgomery AL home, especially if for the first time, requires a large investment of both your money and your time, for the experience can be complex and sometimes even intimidating.  Depending on professional advice montgomery al homeand knowing the right questions to ask, however, will expedite the process, boost your confidence, and help you make a wise decision.

Before you begin to ask questions, you need to check your credit score, analyze your finances, obtain mortgage pre-approval, and find a Realtor who is very familiar with and an expert on the precise neighborhoods that interest you.

Then you may want to ask the following questions:

1. Where do I want to live—and why?  Think about your lifestyle and what is important to you.  Investigate the schools, nearby amenities, house prices, commuting time, public transportation.  Ask about future plans for a neighborhood and talk to current residents about virtues/problems of the area.  Spend some real time (at various times of the day) in the neighborhood you’re considering.  Remember that while you can change paint color or appliances, the location of your home will remain the same,

2. What will my monthly expenses be?  In addition to the principal and interest on the loan, you should also be aware of—and prepared for—

  • Property insurance (do you need flood and/or mortgage insurance, too?)
  • Taxes
  • Utilities
  • HOA fees
  • Landscaping costs
  • Repairs and/or maintenance

3. Are all facts/figures on the listing accurate?  Do not take the information contained in the listing as absolute truth.  Make sure your agent double checks these facts directly with the source, like HOA offices, county tax pages, and the like.  Your Realtor should also check comparable prices in the area—active, pending, and sold (Comparative Market Analysis).

4. Have there been any past issues with this house?  It’s against the law to fraudulently conceal any major problems in your home, so ask the seller for a full disclosure of problems, both past and present.  Asking a seller to disclose material facts means you’re asking him/her to disclose anything about the house that might be problematic. While you can’t always force someone to sign a disclosure (depending on the laws in the state), you do have the right to leave any deal because of undisclosed (and known) problems.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

 

Don't Leave Home Without...

by The Hat Team

Planning a summer trip is usually focused on what you’ll do, see and experience.  Enjoy it even more by spending a little time before you leave to make sure your home is safe while you're gone.

remoteConsider these suggestions along with your other normal efforts:

  • Tell your neighbors you’ll be out of town and to be aware of any unusual activity.
  • Notify your alarm company .
  • Discontinue your postal delivery.
  • Use timers on interior lights to make it appear you’re home as usual.
  • Don’t make it easy for burglars by leaving messages on voice mail or posting on social networks.
  • Post on social networks about your vacation after you’ve returned.
  • Remove the hidden spare keys and give one to a trusted neighbor or friend.
  • Lock everything, double-check and set the alarm.
  • Take pictures of your belongings in case you need them.
  • Disconnect TVs and other equipment in case of unexpected power surges.
  • Adjust your thermostat.
  • Arrange for lawn care.
  • Consider disconnecting the garage door opener.
  • Put irreplaceable valuables in a safety deposit box.

 It’s nice to go out of town on a well-deserved trip and it’s always nice to get back home…especially when it is just the way you left it.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Record Improvements Now

by The Hat Team

There is a significant difference in how the money you spend on your home is treated for income tax purposes.  Repairs to maintain your home’s condition are not deductible unlike rental property owners who can deduct repairs as an operating expense.

On the other hand, capital improvements to a home will increase the basis and affect the gain when you sell which may save taxes.

filesAdditions to a home or other improvements that have a useful life of more than one year may be considered an increase to basis or cost of the home.  Other increases to basis may include special assessments for local improvements like sidewalks or streets and amounts spent after a casualty loss to restore damage that was not covered by insurance.

Unlike repairs, improvements add to the value of a home, prolong its useful life or adapt it to new uses.

You can read more about improvements and see examples beginning on the bottom of page 8 of IRS Publication 523.  For a form to keep track of money you spend, print this Improvement Register.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Montgomery AL Foreclosure Trends for April 2014

by The Hat Team

In April, the number of properties that received a foreclosure filing in Montgomery, AL was 22% lower than the previous month and 37% higher than the same time last year, according to RealtyTrac.com.

Montgomery AL Foreclosure Status Distribution

The current distribution of foreclosures based on the number of active foreclosure homes in Montgomery, AL.

Auctions accounted for 64.4% of foreclosure activity in April 2014 and Bank-owned properties accounted for 35.6%.

montgomery al foreclosure

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased 50.0% compared to the previous month and increased 54.2% from the previous year in April. The number of Auctions increased 11.7% compared to the previous month and 28.8% from the previous year.

montgomery al foreclosure

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.02% higher than national statistics, 0.03% higher than Alabama numbers and the same as Montgomery County statistics in April 2014.

montgomery al foreclosure

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home. Get bank-owned listings alerts FREE!

Montgomery AL Home for Sale: 6421 Ashton Circle

by The Hat Team

Montgomery AL Home for Sale:

6421 Ashton Circle, Montgomery AL 36117
MLS# 309790

Gem Of a Townhouse!

6421 ashton circle

Don't blink or you will miss this gem of a townhouse tucked away in a private neighborhood just off Atlanta Highway in the heart of shopping and dining! This updated spacious home boasts a large great room with vaulted ceiling and fireplace. Open kitchen allows the cook to interact with family and friends. Large master bedroom has bonus room addition that could be a nursery, den/study, home office, or workout room. Private fenced back yard has covered porch and great gas fire pit (connected to city gas, so you never have to worry about changing out LP tanks!) Corner lot means no neighbors to the right. Priced to sell, so call your favorite agent NOW to view this home before someone beats you to it!

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

6 Tips For an Easier Summer Move

by The Hat Team

Each year around 65% of all household moves take place between May and September, so obviously you need to plan ahead if you’re moving to a new Montgomery AL home this summer.

moving truckWhile the act of relocating a new place can certainly be exciting, there are, of course, challenges to be met, especially during a hot, busy summer season.  Although there are no foolproof ways to make the experience totally stress-free, there are, thankfully, actions you can take to make your “adventure” a more positive one.

Sage advice to heed includes:

  1. Plan ahead!  Contact moving companies or truck rental firms at least six weeks in advance if possible. Try to schedule your move for a weekday and at a time when traffic is less heavy.  . Make prior arrangements for the care of young children and pets on moving day—for their sake and yours!  Line up commitments from friends and family if you’ll need their assistance for the move.
     
  2. Be strategic about packing.  Gather necessary supplies and start packing early.  Whether it’s one room, one cabinet, or a drawer at a time, weed through what may be years of accumulation.  Decide what to donate to charity, give to a friend, recycle, trash, pack now, or keep handy until moving day.  Label boxes as to contents and intended room in your new home.
     
  3. Take care of logistics in advance.  Ideally, you should contact your future utilities provider at least two weeks before you move regarding turning on your electricity, gas, phone, cable, and internet before your arrival, if possible.  Contact any new school for a list of documents needed for registration.  Do not pack these materials away it’s better to hand carry them for easy retrieval.  If you’re going to need to spend a night in a hotel, make those arrangements early.
     
  4. Make life simple.  Keep all small parts labeled, in plastic bags, and all together in one box.  Likewise, take pictures of electronic hook-ups for future use.
     
  5. Consider the heat.  Dress appropriately, stay hydrated, and refrain from placing certain items in a hot truck—candles or wine, e.g.  Click here for tips on packing cleaning products and toxins.
     
  6. Stay calm.  Relax, whistle, smile, and anticipate the pleasure of living in your new home.


Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

The spring housing market is beginning to heat up. National Association of Realtors® Chief Economist Lawrence Yun predicts sales activity to steadily pick up, provided more inventory reaches the market and job growth continues. Yun says price growth is also rising. This year’s spring market offers many opportunities for those thinking about selling their home. 

Before a home is listed for sale sellers should prepare it with an eye toward what appeals to today’s buyers – something a Realtor® can help sellers with. Enhancing curb appeal and showcasing areas like kitchens and bathrooms is helpful. Also, make sure the home is well-maintained, small repairs are completed and the home is free of clutter.   

Take a look at sales figures in our local real estate market for April 2014.

Midtown Montgomery real estate sales statistics for April 2014, show the number of homes sold increased by 36% when compared to April 2013. The average sales price increased by 45% to $158,971 for the month. The median sales prices increased by 18%, and market times increased by 8 days from April 2013.  The highest selling price decreased by 56%, and the lowest selling home price increased by 53% compared to April 2013.

Midtown Montgomery  April 2014 April 2013
Homes Sold 30 22
Average Selling Price $158,971 $109,802
Median Selling Price $129,900 $109,000
Days On The Market 159 151
Highest Selling Price $397,000 $255,000
Lowest Selling Price $14,500 $9,500

For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

Who Saves the Commission?

by The Hat Team

One of the most common reasons buyers want to deal directly with the seller is because they feel they can save the commission.  It’s a valid consideration but interestingly, it’s the same reason the seller isn’t employing an agent; they feel they can save the commission.

commissionBoth parties cannot save the commission.  The buyer feels they have earned it because they’ve had to find the home, determine its value and negotiate with the seller.  They had to arrange their own financing, title and inspections.

The seller equally feels that they have earned the commission because they have incurred all of the marketing expenses and have invested hours upon hours to be available to show the property, hold open houses and answer inquiries.  They have had to research value, financing, title work and make decisions. 

There is certainly value in all of the things that buyers and sellers are willing to do to save the commission but only one person can save the commission only if the buyer and seller can reach a written agreement.

There is value to having a third party advocate helping each party to the transaction.

The Profile of Home Buyers and Sellers (Exhibit 8-1) reports that 14% of sales were For-Sale-by-Owners in 2004 compared to just 9% in 2013.  The trend shows that agent-assisted sales rose to 88% in 2013 from 82% in 2004.

The three most difficult tasks identified by for-sale-by-owners is attracting potential buyers, getting the price right and understanding and performing the paperwork. When surveyed, sellers most value the home selling in an anticipated time frame and for an expected amount.

The reality is that both parties cannot save the commission.  It is earned by providing specific services that are essential to the transaction.  The capital asset of a home represents the largest investment that most people make. An investment that important certainly deserves the consideration of a professional trained and experienced to handle the complexities involved.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Landscaping can add tens of thousands of dollars to the value of your property. In fact, it is one of the few home improvements that not only adds value immediately, but also increases in value as the years go by. Although the term is typically associated with lawns, trees, bushes, and flowers, items such as fire pits, decks, patios, montgomery al real estatewaterfalls, stone walls, gazebos, arbors, and outdoor lighting can also add to your landscape design and increase the value of your Montgomery AL real estate by as much as 7% to 15%.

Research has found that the number-one thing that buyers are looking for in landscaping is a sophisticated design. Close behind is plant size and maturity. A lesser factor, but one still worth considering, is the diversity of plant life within the landscaping design.

Landscaping gurus offer the following advice for the yard of your Montgomery AL real estate:

  • Have a coherent plan/design before you begin.  Consider factors such as use, cost, climate, color, ecological advantages, environmental effectiveness, variety, and maintenance.  Scour the Web for landscaping ideas and sample designs, consult with professionals in the field, peruse magazine articles, and/or check out what your neighbors have done to enhance their property.
     
  • Avoid common landscaping mistakes.  Don’t plants tress in tight spaces--or too close to your house--or introduce invasive plants because both will result in expensive removal labor eventually. It is also important to heed the information re: watering, sunlight, soil, and climate needs of the plants you purchase.
     
  • Perform regular yard maintenance.  Mow, edge, prune, trim, weed, and mulch as needed to keep your curb appeal at its best.  According to the Appraisal Institute, a home with lackluster or overgrown landscaping will likely be unappealing to both prospective buyers and an appraiser and could definitely affect the home’s potential resale value in a negative way.
     
  • Add a splash of color.  Plant a border of bright blossoms. Dig a flowerbed by the mailbox and add some pansies. Place a brightly colored bench or Adirondack chair on the front porch and put colorful pots on the steps.  Select bushes and trees that will lend different hues to your overall design.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

Interested in buying a bank-owned home? Get bank-owned listings alerts FREE!

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Displaying blog entries 1071-1080 of 1998

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