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Displaying blog entries 1541-1550 of 1998

Montgomery Real Estate For Sale: 2731 Garden Brook Court Montgomery, Al 36116

Friday, September 24, 2010
by The Hat Team

Montgomery Real Estate For Sale: 2731 Garden Brook Court Montgomery, Al 36116

If you are looking for a low maintenance move in ready property under $100,000, look no further. This like new garden home has been spiffed up and is ready to go. Open floor plan makes the space seem much larger than it looks! Quiet community tucked away from the rest of the world.

Learn more about 2731 Garden Brook Court and other Montgomery Real Estate by visiting HatTeam.com.

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Montgomery Real Estate For Sale: 2032 Station Court Montgomery, AL 36116

Friday, September 24, 2010
by The Hat Team

Montgomery Real Estate For Sale: 2032 Station Court Montgomery, AL 36116

MLS#278454

1988 was a great year for Bobby McFerrin who had a number one hit song "Don't Worry, Be Happy", and for this out of the box Garden home. You'll enjoy a flood of light in the sunken living room, mirrored wall and columns in adjoining dinning room. A covered patio for entertaining in your private courtyard can be accessed through french doors from kitchen area. You'll also get an eat-in kitchen with convenient work island. The master bedroom offers it's own private covered patio. Custom details and built-ins are the ordinary in this unordinary home. Feel safe and free of inclement weather with the 2 car attached garage w/automatic door. If you appreciate details you will be hard pressed to find more quality for your dollars spent in this more than 1800 sq. ft. Eastside home no matter how many other homes you view.

Learn more about 2032 Station Court and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery Real Estate For Sale: 5920 Brookline Lane Montgomery Al 36116

Friday, September 24, 2010
by The Hat Team

Montgomery Real Estate For Sale: 5920 Brookline Lane Montgomery Al 36116

MLS#278445

 

This Fairfield beauty shows great with its fresh interior paint and new carpet. Open floorplan features a great room with fireplace and vaulted ceiling. Split plan gives privacy with master bedroom on one side of the house and the other two bedrooms on the opposite. Big fenced back yard affords plenty of room for play, gardening, or relaxing on the back patio.

Learn more about 5920 Brookline Lane and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery Real Estate For Sale: 3318 Country Church Road Montgomery, AL 36116

Friday, September 24, 2010
by The Hat Team

Montgomery Real Estate For Sale: 3318 Country Church Road Montgomery, AL 36116

MLS#278450

With new carpet and a fresh coat of paint, this spacious home is waiting for you to move in! If you have a large family or are looking for a lot of space this one will surely fit your needs. Formal living and dining room plus a large den/family room with fireplace. 4 bedrooms plus a study with a closet that could easily be used as a 5th bedroom! Back yard is shaded by mature trees and is fenced for privacy. Unique plan has 2nd access from master through laundry room and into kitchen. Hall bath is Jack-and-Jill style to accommodate multiple people getting ready in the mornings all at once! Lots of space at a reasonable price!

Learn more about 3318 Country Church Road  and other Montgomery Real Estate by visiting HatTeam.com.

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Montgomery Real Estate For Sale: 6720 Capouano Drive Montgomery, AL 36116

Thursday, September 23, 2010
by The Hat Team

Montgomery Real Estate For Sale: 6720 Capouano Drive Montgomery, AL 36116

MLS#278438

 

This home may seem unassuming from the street, and boy will it impress you once inside. In keeping with the traditional layout, there is a formal dining room for entertaining as well as a sunny breakfast nook for everyday dining. What will really blow your socks off is the updated kitchen with granite countertops, glass tile back splash, and updated sink and fixtures. No wasted space on a formal living room, you get a grand sized great room with vaulted ceiling and real fireplace. If you are a clothes horse or a shopaholic, the big master bedroom has 3 (yes THREE) closets! Out back there is a patio overlooking fenced yard.

Learn more about 6720 Capouano Drive and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery AL Real Estate Sales Statistics - August 2010

Thursday, September 23, 2010
by The Hat Team

Home sales will remain soft in the months ahead, but improved affordability conditions should help with a recovery, according to the National Association of Realtors. The recovery looks to be a long process with job numbers being lower than expected in the last couple of months. However, affordability could reach a generational high in the second half of this year because of rock-bottom mortgage interest rates. The loan underwriting standards are tighter, but home buyers can improve their chances of getting a loan by staying well within their budget.

Take a look at how the Montgomery AL real estate market fared in August.

Montgomery AL real estate sales statistics for August show pending sales have decreased by 48% in 2010 compared to August 2009. The average sales price decreased by 2% to $134,119 while sold listings were down by 36% from 2009.  Market times decreased in 2010 by 4 days.

Midtown
Montgomery

Pending
Sales

Sold
Listings

Average
Market Times

Average
Sales Price

Aug 2010

33

27

104

$134,119

Aug 2009

64

42

108

$136,850

For the latest Montgomery AL real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Montgomery Real Estate For Sale: 6737 Ginger Court Montgomery, AL 36116

Thursday, September 23, 2010
by The Hat Team

Montgomery Real Estate For Sale: 6737 Ginger Court Montgomery, AL 36116

MLS#278446

This lovely garden home sits at the end of a quiet cul-de-sac on a pretty tree shaded lot. Like-new with fresh paint and new carpet, it is ready to move into. Manageable back yard is fenced for your pets and privacy and features a covered back porch for lounging or entertaining. Spacious master bedroom and split plan with guest bedrooms on opposite end of house.

Learn more about 6737 Ginger Court and other Montgomery Real Estate by visiting HatTeam.com. 

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Montgomery Real Estate For Sale:2556 Jasmine Road Montgomery, AL 36111

Tuesday, September 21, 2010
by The Hat Team

Montgomery Real Estate For Sale:2556 Jasmine Road Montgomery, AL 36111

MLS#278313 

Live like a Hollywood star in this unique home built around a courtyard and pool and said to be a replica of Andy Williams' winter home in Palm Springs. All rooms enjoy gorgeous views of sparkling water and/or a lovely flagstone patio, newly installed. From the gleaming black granite counters in the kitchen to the like-a-new-home expanded master bath to the indoor grill and icemaker in the butler's pantry/utility room, no expense has been spared to make you want this incredible house for your next home. Public spaces and amenities enable gracious entertaining, and the unusual design allows for extreme privacy when you desire. Owners' recent upgrades are extensive and will make your life in this home a trouble-free dream! Indulge yourself...see this one now and hold onto your heart!

Learn more about 2556 Jasmine Road and other Montgomery Real Estate by visiting HatTeam.com. 

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Changes Coming To FHA Mortgage Insurance Premiums

Thursday, September 16, 2010
by The Hat Team

Congress has authorized FHA to change the amount charged to borrowers for both the Up Front and the Annual Mortgage Insurance (MI) premiums. These changes as outlined in Mortgagee Letter 2010-28, are effective for all FHA case numbers assigned on or after October 4th, 2010.

Here are the six things you need to know about these changes if you are buying a Montgomery home:

  1. montgomery homeThe MI premium changes apply to purchases, regular refinances and streamline refinances only (reverse mortgages have different MI premium changes).

  2. The current Up Front MI premium is 2.25% of the loan amount and the new Up Front MI premium will be 1.0% of the loan amount for all standard FHA programs.

  3. The current monthly MI premium is .55% and the new monthly MI premium will be .90% if the Loan-to-Value is GREATER than 95% on 30 year loans. Since most buyers put only the minimum 3.5% down this applies to most loans.

  4. The current monthly MI premium is now .50% for Loan-to-Values EQUAL to or LESS than 95% on 30 year loans and the new monthly MI premium will be .85%.

  5. The Annual premium is now .25% for Loan-to-Values GREATER than 90% on 15 year loans.
  6. There is no monthly MI premium Loan-to-Values EQUAL to or LESS than 90% on 15 year loans.

FHA is still a fantastic loan program and appropriate for many Montgomery home buyers to qualify as FHA is more lenient on credit scores than conventional loans. The reduction in upfront MI (which is typically financed into the loan) is terrific since this was a big chunk of the down payment. However, the hike in the monthly MI will definitely make conventional loans with Private Mortgage Insurance more attractive again for those buyers who can qualify for either loan option.

Future Increases

This new law also gives FHA the authority to raise the Annual MI premium, at will, up to 1.5% for Loan-to-Values at or below 95% and 1.55% for Loan-to-Value more than 95%. If that were to occur, FHA loans would be far less competitive than conventional PMI.

If you have questions about the changes to the Up Front and Annual MI premiums and how it will impact your Montgomery home purchase or refinance, please feel free to give me a call so we can discuss over the phone.

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Montgomery Real Estate For Sale: 330 Finley Avenue Montgomery, AL 36104

Tuesday, September 14, 2010
by The Hat Team

Montgomery Real Estate For Sale:330 Finley Avenue Montgomery, AL 36104

MLS #278156

You get the best of both worlds in this recently and completely renovated Garden District home. If you love big rooms, high ceilings, turn of the century architectural features such as ceiling to floor windows and coffered ceilings, this one will definitely steal your heart. Plenty of room for your family and friends to spread out; from the oversized living room, to the front parlor, central gathering room, formal dining room, and of course the kitchen (typically everyone's favorite place to be.) In addition to a huge laundry/utility room there is a 12x7 pantry that's as large as most bedrooms (and could swing as home office or playroom for kids.) Downstairs master suite is awesome with huge walk in closet and a 12x15 bath that would make any "new construction" home envious. Ample room on the 2nd floor with 3 bedrooms a large full bath, and a recreation area at the landing. Off the Breakfast room is a nice private deck for grilling and lounging. Shared driveway leads to detached 2 car garage.

 

Learn more about 330 Finley Avenue and other Montgomery Real Estate by visiting HatTeam.com.

 

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Displaying blog entries 1541-1550 of 1998

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