Displaying blog entries 271-280 of 422
Originally known as the Kessler House, this fine estate home is real "must see". Very large and spacious rooms. The front formal rooms boasts of in-laid hardwood floors, pocket doors, 12' ceilings and beautiful crown moldings. You can enjoy the screened porch, library and it even has a 2-room guest house out back, complete with 1/2
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Grand Garden District beauty has been meticulously restored and updated! This early century Queen Anne inspired home sits in the same block as the historic AL Governor’s mansion! The elegant foyer welcomes you into this home and gives way to a wonderful sitting parlor, formal living room, and banquet sized formal dining room. The spacious eat-in-kitchen is brand new, and has tons of cabinet and counter top space, and room for a large 6-person table. Upstairs you'll find 3 bedrooms and 2 newly updated baths, and a huge walk-in closet in the main bedroom. Note the views of the downtown skyline from the front bedroom! Out back there is an elevated all steel deck (never have to paint or replace rotten wood!)overlooking a courtyard-sized back yard (easy maintenance!) Under the deck is covered and enclosed parking for 1 car. Conveniently located near downtown and Cloverdale dining and entertainment districts.
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Before lending you a large sum of money to purchase a piece of
Employment and income
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Where do you work? |
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How much do you make? |
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How long have you been at your job? |
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How is your income derived -- steady salary or irregular income? (if it’s the latter, plan on providing more details so that you get a favorable interest rate) |
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What recurring debts do you have? |
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How much do you pay a month for auto loans? |
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Credit cards? |
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How much of your monthly pretax income do these debts consume? |
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How much money do you have in the bank? |
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How much will be left after you pay your down payment and closing costs? |
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How much money are you putting down? |
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Is this your own money? A gift? A nonprofit agency grant? |
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Is this mortgage for a home buy or refinance? |
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If it's a refinance, do you want to take cash out at closing to pay off other debts? |
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If so, how much? |
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Do you plan to live in the house? |
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Is it investment property? |
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A condominium? |
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A duplex? |
In order to get the best possible interest rate and gain the trust of your lender, you will want to be able to prove that you’ve had steady employment (preferably with the same employer or in the same line of work) for two or more years. You also want to avoid making any major purchases before applying for a loan – if a lender sees that you’ve just purchased an automobile last week, your debt-to-income ratio goes up and your ability to pay down a home loan goes down. It is preferable to be making a down payment of at least 5% of the sales price with your own money and to prove that you have at least two months’ worth of mortgage payments in the bank; however, there are many programs such as Fannie Mae that require much lower down payments.
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If you're looking for privacy and quiet, look no further. This little piece of
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Better than the others as this home has beautiful laminate floors throughout most of the house. The great room is truly great with vaulted ceilings and exposed beam. Stunning fireplace, decorator colors and split floor plan will make you feel right at home. The backyard is fully fenced with a privacy fence. It has a large detached storage building and is rimmed by large shade trees. This is a must see so hurry.
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Happy 4th of July,
Be sure to check out the fireworks display and family-friendly events at the Montgomery Fourth of July Riverfront Celebration!
We’ll return to discussing
Fantastic turn of the century Queen Anne with original stained mouldings, high ceilings, gorgeous double doors, and more accents than I have room to mention. The large Living room boasts coffered ceilings and a fireplace, and the big den family room (originally the formal DR) has a wood burning stove for cozy winter nights. The updated kitchen has retained its charm with original built-in stained cabinetry, and has a center island with Jennaire downdraft gas range and separate breakfast bar. Off the kitchen is a rear entry porch/mudroom. The central stair hall has stained glass window and graceful stairs leading to a 2nd floor landing area big enough for sitting room/game room/tv area for kids (current use.) Upstairs are 3 spacious bedrooms, a huge updated bath, and an enormous walk-in closet. Out back there is a rear deck overlooking a large asian-inspired courtyard and garden complete with fish pond and fountain. And, don't miss the detached guest cottage, that has been recently rented for $485/month! Here's your chance to own a truly one-of-a-kind historic house with all the amenities of newer home...just minutes from downtown and all the new and exciting things happening there!
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This
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A lot of house for the money! This lovely garden home boasts of spacious rooms, large closets and character galore. The master bedroom and bath is downstairs while the other 2 bedrooms are up. There is a formal dining room and galley style kitchen with breakfast area. Call today to see this beauty.
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If you want good living space and great storage/workshop areas at a great price, this one's for you! This Brick 2 bedroom 1 bath
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Displaying blog entries 271-280 of 422
