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Displaying blog entries 1-9 of 9

3466 Southview Ave: Beautifully Remodeled Edgewood Home

by The Hat Team

3466 Southview Avenue, Montgomery, AL 36111

MLS# 523763

3 Bedrooms | 2 Full Baths | 1 Half Bath | 2,033 square feet | Edgewood

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Entertain family and friends in classic style in this traditional yet updated and completely remodeled home in Edgewood! The large formal living room features a beautiful marble fireplace, the modern kitchen is open to the den/family room with tons of natural light, attractive bathrooms, and hard wood floors throughout. Outdoor lovers will enjoy the elevated deck overlooking the private back yard. The garage has a nice storage room that could be turned into an office or man cave. New roof and neutral colors. This is a great house in one of Midtown Montgomery's most desirable neighborhoods.

Marketed by Montgomery AL Realtor, Lauren Keen, Sandra Nickel Hat Team!

6037 Vineyard Ln: Precious Garden Home in Lovely Woodmere!

by The Hat Team

6037 Vineyard Lane, Montgomery, AL 36117

MLS# 525077

2 bedrooms | 2 baths | 1,394 square feet | Woodmere

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Precious garden home on large corner lot in Woodmere! This home features two spacious bedrooms and a large great room with fireplace and built-in cabinets. Open kitchen and breakfast room have hard tile floors. Bonus room off great room can be a small dining room, home office, nursery, or whatever you can imagine. Rear access to 2 car parking pad and large fenced back yard with patio. Would also make a great investment property and has been rented in the past.

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

Putting Your Home on the Market? Prepare Now!

by The Hat Team

If you are planning to put your house on the market, there is no time like the present to start getting organized for the process of staging, showing and moving out of your home.

Begin now by following the tips listed below and you won’t feel so overwhelmed when it’s time for that first open house!

Eliminate Piles before you sell. 

Some of us suffer from “flat-surface syndrome”.  If there is a flat surface, it is covered with “stuff”.  Now is the time to eliminate any of the “stuff” cluttering the horizontal surfaces in your home. Things such as mail, magazines and other odds and ends that are piled on the tops of tables, desks and shelves should be removed. 


Clear out storage areas. 

If your closets, bookcases, pantry, and other storage areas are overstuffed, this is a red flag for potential buyers that screams, “not enough storage!”.  Keeping a minimum number of items in your house will leave the impression that there is a generous amount of storage in your home.

Get rid of excess.

Eliminate or pack up items that you will not need before you move. For example, only keep enough dishes, towels, sheets, toys etc. that you will use during the time your house is for sale. Why have ten sets of sheets in your linen closet when you will only need one or two?

Remove seasonal items.

Pack away things that are only used during other seasons. If you are selling in the fall/winter, pack away your spring/summer clothes. You can also pack away off-season holiday items. 

Throw things away.

If it is worn out, broken, rusty, stained, torn or incomplete, it is time to let it go. If your belongings look shabby and old, your house will look that way too. Don’t hesitate to throw such items away.

Donate items you no longer want or need. 

When you are cleaning and sorting items, if you come across things that you do not use now and will not use in a new home, donate them. There is no point in packing and moving something you will never use.  But if it is in good shape, someone else will get use out of it.

Sell before you sell.

If you find that you have many items to eliminate from your home, think about selling what you do not store, throw away or donate. You can sell at a yard sale, bring items to a consignment shop, or list items online. But have reasonable expectations regarding how much money you can make; do not overprice.  Remember the goal is to dispose of as many things as possible.

Rent a storage unit. 


Move large items/equipment that you do not often use to a storage unit. It can also provide space for packed boxes to give you a head start in preparing for your move.

Improve Curb Appeal.

Remove any clutter (toys, lawn ornaments, garbage bins) from your yard. The outdoor spaces provide the first and last impression for potential buyers and as such, it is important that they look neat and tidy.

Moving is stressful, so don’t wait to start preparing.  Get a head start before putting your house on the market!

If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: wakeweb.co.uk, lifesavvy.com, thepsurce.com, uhaul

Time Organization for the New School Year

by The Hat Team

With kids heading back to school, it can be challenging to transition from a summer schedule to a more demanding school year schedule. Establishing a morning routine will help keep everyone organized.  

Here are some tips for creating an effective routine for your family:

  • SET A TIME FOR WAKING UP ON SCHOOL MORNINGS – AND STICK TO IT:
    Consistency is key.  By waking up at the same time every day you will develop a pattern of wakefulness and sleepiness each day.  It’s equally important to go to bed the same time every night, especially for young children who need 10 to 11 hours of sleep. Once you have determined what time your kids need to get up to get ready for school, you can then easily determine what time they need to go to bed.

     
  • PREPARE FOR EACH DAY THE NIGHT BEFORE:

Make sure that school bags are packed up and placed in a designated spot to be picked up the next morning. Have your children choose their outfits the evening before as well. Plan for lunches if your children will be bringing them from home. Have them ready to grab and go. Get the day off to a good start by having everything organized and ready to go.

  • CREATE A “TO DO” LIST FOR YOUR CHILDREN THAT INCLUDES EVERYTHING THEY NEED TO DO BEFORE LEAVING:

Brushing teeth, getting dressed, putting on shoes, eating breakfast etc.You can find free printable charts, or you can have your children make their own. Place it where you know they will see it first thing every day.

  • SCHEDULE ENOUGH TIME FOR A HEALTHY BREAKFAST:

Any breakfast is better than none but try to avoid having sugary sweets for breakfast every day. Your kids need fuel for their bodies and minds to be successful at school.

  • BE SURE YOU HAVE AMPLE TIME TO GET TO THE BUS STOP OR SCHOOL:

Time your departure so you are not rushing to get your kids where they need to be. Per the national initiative Attendance Works, missing just 10 percent of the school year in early grades causes many students to struggle in elementary school, and lateness in later grades is associated with increased failure and dropout rates. In addition, the stress of rushing and/or consistently being late creates anxiety. Arriving to school calmly and with time to spare sets a positive tone for the day.

Setting a consistent routine will make mornings more pleasant and the school day more successful!

If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: dixiecanyon.com, thesoccermomblog.com, everydaybest.com, raisingchildren.net.au

4849 Sunshine Dr: Move-in Ready in Sunshine Acres!

by The Hat Team

4849 Sunshine Drive, Montgomery, AL  36116

MLS# 523271

3 Bedrooms | 2 Baths | 1,350 square feet | Sunshine Acres

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Move-in ready in Sunshine Acres! Excellent condition with fresh interior and exterior paint, beautifully refinished hardwood floors, new laminate flooring and a NEW roof! Perfect starter home or to start your investment portfolio. Come check it out today!

Marketed by Montgomery AL Realtor, Lauren Keen, Sandra Nickel Hat Team!

How to Pay Your Mortgage Off Early

by The Hat Team

You may make a lot of financial investments in your lifetime, but owning a home is likely the largest investment you will ever make. Because it is such a large investment, it takes a long time to pay it off. In fact, it can feel like it takes a lifetime to finally own your home outright. But the truth is, there are ways to shorten the process so that you can pay off your mortgage sooner rather than later.


Here are some options for paying off your mortgage’s entire principal (plus interest) quicker:

  • Biweekly Payments

Most people make mortgage payments monthly. But if it’s within your budget AND your lender allows it, you can make two payments every month. When you make biweekly payments, they still must equal the amount of your required monthly payment. However, remember that every time you make a payment it goes toward the interest you’ve accrued first. By making payments every two weeks, that leaves less time for interest to increase. That means more of your money will go towards your principal balance, thus allowing you to pay off your mortgage faster. Keep in mind that not all lenders will accept biweekly payments, so be sure to check with them first.

  • Unexpected Income

Any substantial and unforeseen monetary gain is a “windfall”. Windfall income is exciting and can be used in a plethora of ways. If the idea of paying on your mortgage for 30 years, you may want to consider using windfall income to pay of your loan faster.

Examples of windfall income are:

  • Credit card cash-back rewards
  • Tax refunds
  • Inheritance
  • Lawsuit settlements
  • Property sales
  • Raises
  • Work bonuses
  • Lottery winnings

Not everyone will have windfall income during their life, but for those who do, it can be a great way to put a dent in your mortgage’s outstanding balance.

  • Refinance to a Shorter Loan Term

If paying off your mortgage faster is a goal for you, refinancing to a shorter loan term is a great way to do it. Refinancing involves paying off your existing mortgage so you can replace it with another in order to save money or pay off your loan sooner. You might be surprised to discover that changing from a 30-year to a 20- or 15-year loan will only raise your monthly payment by a few hundred dollars. So, if your financial status has improved since you first purchased your home, and your budget can withstand a larger payment, you can knock thousands of dollars in interest off the life of your loan. It’s a good idea to shop around for the best rate if you want to refinance, as you don’t have to stay with your current lender.

  • Make Extra Payments Towards Principal

The “principal” of your mortgage is the amount you borrowed and have to pay back. Your monthly payments usually include your principal, interest, insurance and taxes. You can pay off your mortgage more quickly by simply paying extra towards your principal occasionally or even making an extra, large payment towards your principal once a year. You can do this with money you have budgeted for that purpose or if your income has changed in a way that allows for it.

If you are considering options to pay your mortgage off faster, the first step to take is to speak with a mortgage banker. They have the expertise to give you the best advice for practical solutions that will work for you.


If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo credits: cnn.com, clearpoint.org, mtgprofessor.com

24 N Lewis St: Move-in Ready Gem in Capitol Heights!

by The Hat Team

24 N Lewis Street, Montgomery, AL  36107

MLS# 523354

2 Bedrooms | 1 Bath | 956 square feet | Capitol Heights

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This precious gem in Capitol Heights is pristine and ready to move into! With its close proximity to downtown, this is the perfect spot for anyone that works in or loves the dining and entertainment in downtown Montgomery. Living room boasts decorative fireplace and glass front cabinets for books or displaying collectibles. Like-new roof, fresh paint, and beautiful hardwood floors, plus a cozy covered front porch and rear deck for your outdoor pleasure. Small easy to manage front and back yards means you won’t be spending all afternoon doing yardwork. Pull-down stairs lead to loads of extra storage in the attic, and there is a detached storage building out back that would make a great workshop. All electric, so no gas bill!

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team

Is it Time to Move to a Smaller Home?

by The Hat Team

Do you have more house than you need? Perhaps you’ve recently become an empty-nester and don’t need a home spacious enough for a large family anymore. Or maybe you are just tired of trying to keep up with the cleaning and maintenance that a large property requires. Whatever the reason, maybe it’s time to consider downsizing.

Here are 5 perks of downsizing to a smaller home:

  1. YOU WILL SPEND LESS MONEY

You will not only save on your monthly mortgage payment in a smaller home, you will also save money on frivolous living. One of the advantages of downsizing your home is that you can stop wasting money on furniture and home décor that are used to fill space rather than to fulfill a function. Filling a smaller space will allow you to prioritize what items are important and necessary for you.

  1. THERE WILL BE LESS STRESS


After working hard all week to pay the bills, it’s no fun to have to spend your weekend doing chores. A smaller home equals fewer chores and less upkeep. This will free up time to enjoy leisure activities, hobbies, and relaxation. Imagine weekends spent doing fun outdoor activities, spending time with family and friends or just simply chilling out and reading a good book. Those things sure sound a lot less stressful than doing endless yardwork and household chores.

  1. YOU WILL REDUCE YOUR CARBON FOOTPRINT

If you live in a large home, you know that energy costs can be expensive. Smaller homes will not only save you money on heating, cooling, and water costs, it will also allow you to reduce your carbon footprint.

  1. IT WILL FREE UP TIME FOR TRAVEL


With additional disposable income and less upkeep needed, a smaller home will afford you the time and cash for travel and adventure. Weekend getaways or even long trips are less of a hassle now that you don’t have to worry about doing lots of home maintenance and being house-poor.

  1. IT PROVIDES A FRESH START

Downsizing can be the beginning of a new chapter in your life. If being an empty-nester has you feeling down, a lifestyle change might be just what you need to start focusing on how you want to spend your time, money and energy. 

If you are in the market to buy or sell a home (or both), let me, Sandra Nickel, and my Hat Team of Professionals assist you with all your real estate needs! Call us today at 334-834-1500 and check out https://www.homesforsaleinmontgomeryalabama.com for more information.

Photo Credits: moving.com, nbcnews.com, sixtyandme.com

2428 Cherry St: Well-Maintained Duplex with Great Rental History

by The Hat Team

2428 Cherry Street, Montgomery, AL 36107

MLS# 523001

4 Bedrooms | 2 Baths | Duplex | Highland Park

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This well-maintained duplex has great rental history and would make a fine addition to any investment portfolio! Right side unit is handicap/wheelchair accessible. All electric units so tenants don't have to deal with gas. Windows replaced about 4 years ago, bathrooms and kitchens updated as well. Great cash flow!

Marketed by Montgomery AL Realtor, Billy Young, Sandra Nickel Hat Team!

Displaying blog entries 1-9 of 9

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