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Thanksgiving Thoughts from The Hat Team

by The Hat Team

happy thanksgivingThanksgiving is a time to reflect on the changes, to remember that we, too, grow and change from one season of life to another.  - Author unknown

Sarah Joespha Hale, author Mary Had a Little Lamb, campaigned vigorously for 20 years to have Thanksgiving made a national holiday.  Five presidents turned a deaf ear to her pleas, but Abraham Lincoln listened, and on October 3, 1863, he declared that the last Thursday in November would be a national holiday.  Sarah was also the one who urged that the Thanksgiving feast include such foods as turkey, stuffing, pumpkin pie, cranberry sauce, and mashed potatoes of two kinds.  Sound familiar?

And speaking of food, are you thankful for the abundance of our planet?  Show your gratitude by implementing these “green” suggestions for your holiday meal:

  • Use organic cranberries, sweet potatoes, and pumpkin
  • Shop at a famers’ market
  • Start a compost pile with all your leftovers

Click here for other earth-friendly holiday ideas.

Interested in giving traditional foods a modern twist?  Try baby greens with fennel, wheatberry stuffing, and wild mushroom gravy.  What about shredded Brussels sprouts or cranberry spinach salad?  For recipes for these dishes and other updated foods, visit the web sites of Good Housekeeping and Allrecipes.

What do you get when you divide the circumference of a pumpkin by its diameter?  Pumpkin Pi!

 ”Thanksgiving, after all, is a word of action.”
William Jennings Bryan

Giving back…Thanksgiving is a perfect time to share our blessings with those less fortunate than we are and to spread the spirit of friendship and community.  Opportunities for helping others during the holiday season are many and can involve one individual or the entire family.  Some ways to foster goodwill and embrace the idea of sharing include:

  • Collecting and contributing non-perishable foodstuffs for a local food bank.
  • Giving money to local agencies who feed the hungry.
  • Volunteering your time to sort supplies, set up and/or clean up, or serve meals on Thanksgiving Day.
  • Inviting a neighbor who lives alone to join you for dinner.
  • Taking a warm plate of Thanksgiving food--and a big smile--to a shut-in.
  • Contributing to holiday food collection bins in grocery stores.
  • Purchasing pre-packaged boxes of food (generally under $10.00) to be distributed by local grocers.
  • Checking with your local place of worship to see where you help is most needed.

support our troopsAnd remember our military personnel… by contacting A Million Thanks, a year-round campaign to show our appreciation for our U.S. military men and women, past and present, for their sacrifices, dedication, and service to our country through our letters, emails, cards, and prayers.  Over 5 million pieces of mail have been sent to date.  Zazzle will send free holiday cards to military folks, and Coupons to Troops has a great program in which you donate unwanted or expired coupons to military families living overseas.

HAPPY THANKSGIVING TO ALL!  Remember to be grateful for what you have and to “give thanks for unknown blessings already on the way.”  (Native American saying)

Montgomery Real Estate For Sale: 3993 Green Acres Drive Montgomery, AL 36106

MLS#288337 

Looking for a great buy in Green Acres?? Come quick and check out this wonderful home that's ready for the next family to move in and love it! The huge front porch is inviting, the great room is comfy with a gas fireplace and built-in bookshelves, the spacious updated kitchen is perfect for hanging out and the covered patio and pool are perfect for entertaining. Please put this one at the top of your list to see!

Search all Montgomery AL Real Estate And Homes For Sale. 

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Thinking About Investing In Montgomery AL Real Estate? Read On

by The Hat Team

Given the state of the economy, the housing “crisis,” and the volatility of the stock market, more and more folks with both extra cash and initiative are being drawn to the idea of property investment. Many real estate and financial gurus offer suggestions for you as a first-time investor in Montgomery AL real estate--both tips to follow and traps to avoid. First and foremost, all the experts stress the importance of your need to be realistic about the amount of time, money, energy, and commitment required in such a venture. Their second most common piece of advice is to educate yourself in as many areas of investment fundamentals as you can before you begin.

montgomery al real estateTIPS:

  • Develop a plan. Determine your purpose in becoming an investor. Do you want to flip houses, or are you more comfortable with a long-term rental? What kind of property do you want? Single family? Condo? Multi-family? Will you be bidding at an auction? Buying a short sale or foreclosure? What kind of financing will you need?
  • Identify your target area. Analyze the economic situation of the neighborhood, population levels, and potential employment prospects. Look at the availability of stores, schools, hospitals, and local industry. Determine the median property values.
  • Ask questions. Are prices in the area rising or falling? Is it a safe neighborhood? How long has the property been on the market? What is the condition of the interior and exterior structure?
  • Consider financial circumstances. What is the going rate for rentals in the area? What are the yearly taxes? What will it cost to maintain the property? What kind of financing will be available to you?
  • Avoid Montgomery AL real estate with HOA fees. Home Owner Association dues which pay for shared facilities and maintenance must be paid by you, the owner, and can be quite high, especially when major assessments are levied.
  • Have the property inspected by a professional before you buy. Common sense prevails here. You don't want any unpleasant surprises later on.
  • Stick to your preset buying criteria. Concentrate on your cash flow and not on potential capital appreciation.
  • Be sensible about renovations. Save the high end appliances, fixtures, features, and decorating for your own home. Use your head, not your heart, when outfitting the Montgomery AL real estate you’re buying for investment purposes.

Enjoy the adventure of investing but always be aware that such a venture can be risky. Make sure you consider the downsides as well as the opportunities for success.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

open house

by The Hat Team

Your Invited to Tour These Lovely Homes
Sunday, Nov 6

1:00-3:00PM

536 JasmineTrail, Prattville
$315,000
4 Bedrooms, 2.5 Baths
So pristine you'll think it's brand new!
 

1:00-2:00PM

1462 Woodley Rd, Cloverdale
$275,000
3 Bedrooms, 2.5 Baths
Secluded location in the heart of all the action!

2258 Narrow Lane, Old Cloverdale 
$130,000
3 Bedrooms, 2.5 Baths
All it needs is a little lipstick and rouge!   

1024 Woodward, Old Cloverdale
$290,000
3 Bedrooms, 3 Baths
'New' home in charming Old Cloverdale!

2:30-3:30PM

737 Park Ave, Old Cloverdale
$279,000
3 Bedrooms, 2 Baths
Calming park-like setting!
                                     
2328 Lott Dr, Vaughn Meadows 
$148,000
4 Bedrooms, 2 Baths
Pride of ownership abounds!

2026 Ridge Ave, Cloverdale
$79,000
2 Bedrooms, 2.5 Baths
Born in the roaring twenties!

Montgomery AL Foreclosure Trends - Sept 2011

by The Hat Team

There were 973 Montgomery AL foreclosure homes for sale with 95 new foreclosures in Sept 2011. The average selling price of a Montgomery AL home was $129,586 and the average foreclosure selling price was $59,568, a $70,018 savings, according to RealtyTrac.com.

Montgomery AL Foreclosure Activity and 30 Year Interest Rate

Montgomery interest rates averaged 4.11% in September while the number of foreclosed homes increased from 80 in August to 95 in September.

montgomery al foreclosure

Foreclosure activity is based on the total number of properties that receive foreclosure filings – default notice, foreclosure auction notice or bank repossession – each month. Interest rate is based on the average 30-year fixed rate from Freddie Mac Primary Mortgage Market Survey.

Montgomery AL Foreclosure Geographical Comparison

Montgomery AL foreclosure activity was 0.07% lower than national statistics. 0.03% higher than Alabama and the same as Montgomery County statistics for the month of September.

montgomery al foreclosure

 

Montgomery AL Foreclosure Activity by Month

The number of Bank-Owned properties decreased from 55 homes in August to 53 in September. The number of Auctions increased from 25 to 42. There is a 6-month falling trend.

montgomery al foreclosure

 

Are you or someone you know behind on mortgage payments and facing a Montgomery foreclosure? You do have options. A short sale may be the answer to saving you, your family and your home. I am a Certified Distressed Property Expert (CDPE) with specialized training in helping families avoid foreclosure. Give me a call for a private consultation.

Search all Montgomery AL Real Estate And Homes For Sale.

Sandra Nickel and the Hat Team have distinguished themselves as leaders in the Montgomery AL real estate market. Sandra assists buyers looking for Montgomery real estate for sale and aggressively markets Montgomery AL homes for sale. Sandra is also an expert in helping families avoid foreclosure through short sales and is committed to helping families in financial hardship find options. For more information you can visit AvoidForeclosureMontgomery.com.

You can reach Sandra by filling out the online contact form below or give her a call anytime.

Displaying blog entries 1-5 of 5

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