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Midtown Montgomery Real Estate Market Trends - November 2015

Wednesday, December 23, 2015
by The Hat Team

Now that Christmas is just a few days away, Realtor.com has ranked the HOTEST Real Estate Markets in November. The temperatures may be dropping but California real estate is hot, hot, hot scoring 12 of the top 20 spots with San Francisco as #1. The good news for the rest of the country is trends always seem to start in California and move eastward. This bodes well for our local market in 2016!

Take a look at our local market trends for November:

November 2015 Midtown Montgomery Real Estate Market Update

Midtown Montgomery real estate sales statistics for November 2015, show the number of homes sold increased 77.78% The average sales price increased by 16.83% to $127,464 for the month. The median sales price increased by 16.81% from November 2014. Market times increased by 48 days.

Midtown Montgomery  November
2015  		  November 
2014
Homes Sold 32 18
Average Selling Price $127,464 $109,103
Median Selling Price $111,550 $95,500
Days On The Market 198 150
Highest Selling Price $470,000 $268,500
Lowest Selling Price $5,500 $11,250


For the latest Midtown Montgomery real estate market conditions in your area, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.

Information is provided by the Montgomery Area Association of Realtors and is deemed accurate but not guaranteed.

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Tips To Get Your Finances in Order for the New Year

Friday, December 18, 2015
by The Hat Team

finances

We all have New Year’s resolutions each year.  Why not make 2016 a great one by deciding once and for all to get your finances in order.  There are several ways that you can make a big step to improving your finances for this coming year that are not that difficult to do. 

  • One of the first things you should do in order to get a hold of your finances is to write down everything you spend for at least a month.  This way you will be able to clearly see where your money is going and where it is not.  You may find that you are a bit surprised by exactly how much money you waste on a daily basis buying things that you can definitely do without. 
  • Another easy step to taking a hold of your financial situation this coming year is to start paying off your credit cards.  It is a good idea to start with the smallest amounts owed on credit and pay that amount off first, then move to the larger amounts owed and whittle them down as well.  Once you pay off your credit cards do your best to do without them if you possibly can.  Living on a cash only basis is a great way to take charge of your finances.  If you don’t have it, you don’t spend it…it can be as simple as that!
  • This is a bit old school, but clipping coupons is a great way to help ease financial strains that you may have gotten yourself into.  There are several ways to coupon and many times you can get products completely free of charge if you get good enough at couponing.   Make a stockpile of things that you use on a regular basis such as toilet paper and toothpaste and other items you can get very cheap or free.
  • If you can, it is a good idea to save up an emergency fund for things that may go wrong now and again such as car repairs and the like.  A good amount to strive to save up is around $1,000.  This will be a big help when you find yourself in need. 

This should be a good start to getting you thinking about your finances and how to take control of them before they take control of you.  This time of year it can be hard to think about finances due to the holidays and all that they include but it is well worth it if you do so that you can start out the New Year in the right direction.   

Courtesy of Montgomery AL Real Estate Experts Sandra Nickel Hat Team!

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Energy Conservation Tips For Your Home This Winter

Friday, December 11, 2015
by The Hat Team

energy conservation

The crisp air has arrived as winter is approaching quickly, which means we are all going to be looking for ways to keep warm.  There are ways to stay warm and cozy inside of your home that won’t cost you a mint this winter if you follow a few energy conserving tips such as the ones below. 

  • Insulation can do wonders for your home this winter.  You may think that your home is already properly insulated but it may be that a few areas are not insulated as well as they should be.  Check for cracks in door frames, window panes and other areas where warm air may escape and cold air may be able to come inside.  You may want to add some more insulation to pipes that are already insulated if the current insulation has become worn out or is thin. 
  • Clean your heat filters so that your system runs as efficiently as possible.  This will help to cut down on your heating bill. 
  • You may not be aware that you can hire professionals to come to your home to check it for energy efficiency.  This is what is known as an energy audit.  The professionals check your home for energy loss and areas in which your energy efficiency can be improved.  Many times this service is free of charge. 
  • Don’t wait for the middle of the winter to stock up on items such as ice, shovels, blowers and the like.  These items will go up in price during the winter months, so be sure to purchase them on the off season or as soon as they are available for purchase in your local store. 
  • If you can stand to lower your thermostat a bit you stand to save a good deal on your electric bill.  Wrap up in blankets and or snuggle with your loved ones during the coldest part of the winter. This will not only save you some money but it may also help you and your family to grow closer together and have a time of bonding. 

Stay warm this winter and save on your electric bills at the same time by putting all or a few of these energy saving tips to good use.  There is no reason why you can’t stay warm all the while saving a bit of cash.  Who knows, you may end up with so much savings that you have extra money to spend this Christmas! 

Courtesy of Montgomery AL Realtors Sandra Nickel Hat Team!

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Midtown Montgomery Home For Sale: 2027 Hazel Hedge

Thursday, December 10, 2015
by The Hat Team

Midtown Montgomery AL Home for Sale:

2027 Hazel Hedge Montgomery AL 36106
MLS#322648

Beautifully Updated Townhome!

Looking for a beautifully updated Midtown townhome that is move-in ready? Want to live in the hottest area in town? Check out this Hazel Hedge stunner just minutes from downtown and all the energy in Cloverdale! Main floor boasts new 18x18 hard tile and works well for entertaining as well as easy living. Upstairs there is a SPACIOUS master bedroom with fireplace, split vanity areas, and a big walk in closet. Guest bedroom upstairs has its own private bath as well. Out back enjoy a sweet private courtyard, with hardly any maintenance needed (actually, association takes care of grass and shrubs out front!) Neighborhood has new perimeter privacy fence, and a host of great neighbors. Come see this lock-it and leave-it home before someone beats you to it!

Marketed by Montgomery AL Real Estate Experts Sandra Nickel Hat Team.

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How to Raise Your Credit Score

Friday, December 4, 2015
by The Hat Team

credit score

We have all been there before, getting ready to buy a house and then suddenly something of a negative nature pops up on our credit score that poses to keep us out of our dream home forever.  There are ways to make sure you DO NOT end up in this sort of predicament however. Hopefully, the following tips for raising your credit score  will be beneficial to you so that you can find your new home!

  • Pay credit card bills before the statement date.  Many times folks wait until the due date to pay a bill but if you are willing and able to pay them before the statement date, your credit score is likely to improve.
     
  • If you can afford to make multiple payments on your credit balance throughout the month, this will also show favorably on your credit score.  Check with your credit card company to make sure you are allowed to do this before beginning because some do not allow it. 
     
  • If you only have a couple bad marks on your credit, you can ask for a "good will deletion" .  Of course if you are late over and over again you will not be able to reap this reward but if you can show that you otherwise have paid your bills on time you may be able to get those couple nasty marks off your credit and therefore raise your score!
     
  • If one of your accounts has recently gone into collections you may be able to pay it off and have it removed from your credit report as a result.  Be sure to get any type of promise to delete in writing so that you can be sure it will be taken off once you pay. 

Credit issues can be hard to deal with especially if you are looking to purchase a new home in the near future, but take it from someone who knows….it CAN be done and you CAN have the house of your dreams maybe sooner than you had imagined!  Keep working at it and you will succeed and come out the other side ready to move forward into your future!

Courtesy of Montgomery AL Real Estate Experts Sandra Nickel Hat Team!

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